Pension
protection – PPF for members of final salary schemes

Global Pensions article giving Ros’s on the risk-based PPF levy
July 2005
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Article published in Global Pensions explaining that Ros considers having a PPF essential and the risk-based levy is a sensible proposal.
Global Pensions article on PPF
May 2005
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Article published
in Global Pensions, explaining the benefits of having the Pension
Protection Fund.
Press Release welcoming NAPF support for improved FAS
January 2005
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Press release
welcoming NAPF’s open letter to the Secretary of State for Work and
Pensions, supporting Ros’s calculations of inadequacy of the
Financial Assistance Scheme and fears for the future of the Pension
Protection Fund.
Proposals for Pension Protection Fund and New Pensions Regulator
September 2004
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Note outlining
Government proposals for new Pension Protection Fund and New
Pensions Regulator.
How
to introduce a Financial Assistance Scheme
May
2004
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the article (PDF, 51kb) | send
a comment
Practical suggestions as to how to organise a compensation package
for workers who lost their pensions on scheme wind-up. This could
be a model for the Financial Assistance Scheme, if it has more money.
Letter
to FT Supporting Protection for Pensions
February
2004
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Response
to letter in Financial Times from leading actuary who criticised
proposals to compensate victims of pension wind-ups and questioned
the need to protect pensions. Ros’ letter calls for more protection
on future, rather than less.
Research
Workshop on PPF and Pension Guarantees
January 2004
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the presentation (PDF 228kb) | send
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Panel presentation on Pension Protection Fund and providing guarantees
for pension schemes, 19th January 2004, for Watson Wyatt.
Why
We Must Have an Insurance Protection Scheme for Pensions - Financial
Adviser
October 2003
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Article
published in ‘Financial Adviser’ explaining why we need
an insurance protection scheme for final salary company pensions
in the UK.
Compensation
- Won’t Cost A Penny For Years
July 2003
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Article published
in Pensions Week explaining why Government must compensate pension
scheme members who have lost their pension rights on insolvency and
how this compensation will not cost anything for many years.
Letter Published in the Financial Times
June 2003
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Letter published
in the Financial Times outlining the failures of UK final salary
pensions.
Jumblies
Pensions
June 2003
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(jpg 101kb) |
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A picture of how UK private sector company schemes are leaving
people unprotected and unaware of the risks to their pensions, while
public sector schemes are safe. We need to restore confidence!
What's
Wrong with Our Company Pensions?
May 2003
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Note explaining why we urgently need to change the UK final salary
pension system. Some form of insurance is essential.
Letter
Printed in Financial Times 4 April 2003
April 2003
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letter |
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Letter regarding lack of security for members of UK final salary
schemes.
Why
Final Salary Pensions are in Crisis. A Solution?
March 2003
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A description of why UK final salary pension promises are now financially
unsustainable for most employers and a possible way forward for
the future.
Mutual
Insurance for Final Salary Schemes - or Risk Warnings
March 2003
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Note outlining why wither member must be given a proper risk warning
that their pension must be protected.
UK
Final Salary Pension Crisis - Possible Solutions?
March 2003
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Outline of reasons for the crisis in UK final salary schemes and
some suggested solutions.
Why
We Must Protect Final Salary Scheme Members
November 2002
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94kb) | send a comment
Insuring
Pensions
July 2002
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30kb) | send a comment
A note explaining why mutual insurance for pension schemes should
be considered.
Why
DB Pension Schemes Are Closing
and Why This May Not Be So Terrible
April 2002
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a comment
The
move away from final salary schemes does not have to be a disaster
at all. Dr. Altmann believes the demise of DB was always inevitable
for private companies and final salary schemes are not always as
good as they are currently thought to be.
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