Myths Perpetuated by The Pensions Green Paper - Ros Altmann
  • ROS ALTMANN

    Ros is a leading authority on later life issues, including pensions,
    social care and retirement policy. Numerous major awards have recognised
    her work to demystify finance and make pensions work better for people.
    She was the UK Pensions Minister from 2015 – 16 and is a member
    of the House of Lords where she sits as Baroness Altmann of Tottenham.

  • Ros Altmann

    Ros Altmann

    Myths Perpetuated by The Pensions Green Paper

    Myths Perpetuated by The Pensions Green Paper

    Myths

    Perpetuated by The Pensions Green Paper

    by Dr. Ros Altmann

    (All material on this page is subject to copyright and must not be reproduced without the author’s permission.)


    1.

    Accrued pension rights are protected in law

    2.

    Stakeholder pensions have been a success  

    3.

    Pension Credit will reward and encourage saving  

    4.

    The UK state pension system is ‘fine’ 

    5.

    Giving people more choice and information will encourage and

    incentivise saving 

    6.

    Government can design simple, regulated products which will be

    ‘safe’ 

    7.

    People will be able to choose suitable investments without advice if

    they are offered decision trees and simple products 

    8.

    Lower DB contributions are better than being in DC 

    9.

    Replacing the MFR with a Scheme Specific Funding Requirement will

    improve member security 

    10.

    Employers have a ‘responsibility’ to provide pensions for their

    workforce

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