The Changing World of Pensions
Ros gave the keynote address at the London Pensions Fund Authority annual members’ forum explaining changes that are underway for UK pensions.
Transfers from Defined Benefit to Defined Contribution can help scheme funding
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Collective Defined Contribution – why is is right to allow CDC but beware of over-hyping benefits
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
Lessons for US from UK pension policy – flexibility for future retirement plans
Ros gave a presentation to US investors and plan sponsors outlining what has been happening to UK pensions policy, how it is becoming more flexible and moving towards possible ‘hybrid’ solutions rather than one-size-fits-all and pure DB or DC. She suggests ways to learn from some of our past mistakes
FT Pensions Expert: How QE has harmed UK pensions
Ros wrote a ‘Talking Head’ piece for the Financial Times publication ‘Pensions Expert’ which explains the damaging impact of Quantitative Easing on UK pensions
USS scare stories overdone
Ros explains why criticism of the USS pension scheme is unfair
Pension deficits rising despite strong asset growth and employer billions
Ros comments on latest figures showing that FTSE100 scheme pension deficits rose over the past year, despite a 10% increase in assets and employers pouring around £20bn into their schemes. QE and low rates continue to damage pensions.
The ACtuary Magazine Soapbox: QE Damage to Pensions
Ros wrote an article for The Actuary Magazine explaining that the Bank of England’s policies are damaging both defined benefit and defined contribution pensions.
PPF can handle UK Coal
Ros explains why fears about the impact on the PPF of absorbing UK Coal’s pension schemes is overdone.
Pensions Regulator eases pressure on UK employers
Ros comments on the latest Guidance issued by the UK Pensions Regulator, which suggests that employers should be given more leeway in the near term when dealing with their pension deficits.