Feature article published in Financial Adviser, October 2004, outlining Ros’s suggestions for structuring investment options for money purchase and stakeholder pensions, with sensible default options.
Note outlining Government proposals for new Pension Protection Fund and New Pensions Regulator.
Presentation made to the FSA Consumer Panel on the topic of awhat I would do if I were on the FSA Consumer Panel’.
Article published in Financial News in June 2004, examining responsibilities of trustees in both defined benefit and defined contribution schemes.
Practical suggestions as to how to organise a compensation package for workers who lost their pensions on scheme wind-up. This could be a model for the Financial Assistance Scheme, if it has more money.
Response to letter in Financial Times from leading actuary who criticised proposals to compensate victims of pension wind-ups and questioned the need to protect pensions. Ros’ letter calls for more protection on future, rather than less.
Panel presentation on Pension Protection Fund and providing guarantees for pension schemes, 19th January 2004, for Watson Wyatt.
Presentation given at the aPensions Summit’ at House of Commons on 4th November 2003, explaining why and how Government should compensate members of employer final salary schemes who have lost their pensions on insolvency.
Article published in aFinancial Adviser’ explaining why we need an insurance protection scheme for final salary company pensions in the UK.
Article published in Pensions Week explaining why Government must compensate pension scheme members who have lost their pension rights on insolvency and how this compensation will not cost anything for many years.