Note explaining why we urgently need to change the UK final salary pension system. Some form of insurance is essential.
Letter regarding lack of security for members of UK final salary schemes.
Note outlining reasons for employers to switch away from DB schemes towards DC.
Note outlining why wither member must be given a proper risk warning that their pension must be protected.
Outline of reasons for the crisis in UK final salary schemes and some suggested solutions.
A description of why UK final salary pension promises are now financially unsustainable for most employers and a possible way forward for the future.
Note describing how final salary pension schemes have become financially unsustainable in the UK.
A brief note on why Ros believes UK pensions are in crisis.
Written for Pensions Week, this article reviews how UK final salary pension schemes are sapping UK competitiveness.
This article, written for Pensions Week,Â reviews the benefits of Pooling of DC Pensions.