Savings Policy Archives - Page 14 of 16 - Ros Altmann
  • ROS ALTMANN

    Ros is a leading authority on later life issues, including pensions,
    social care and retirement policy. Numerous major awards have recognised
    her work to demystify finance and make pensions work better for people.
    She was the UK Pensions Minister from 2015 – 16 and is a member
    of the House of Lords where she sits as Baroness Altmann of Tottenham.

  • Ros Altmann

    Ros Altmann

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    Category: Savings Policy

    Encouraging Savings In The UK – A Lifetime Savings Framework

    Encouraging Savings In The UK – A Lifetime Savings Framework

    Slides and transcript of a speech given at the Institute of Actuaries a˜Ageing Population’ conference in Edinburgh on January 21st 2002. This describes proposals for a new type of ‘wrapper’ in which to hold all a persons savings throughout their lifetime, from short term investments to pensions and equity release.

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    U turn on pension simplification reforms is a shambles

    U turn on pension simplification reforms is a shambles

    Press Release discussing Ros’s view that the government’s climbdown on allowing residential property into personal pensions and last-minute changes of pension simplification tax rules is the right decision but dreadful timing.  The Government should never have proposed this and should have listened to warnings over the last 2 years that such changes would lead to huge losses of tax revenue.

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    FT Personal View on problems of savings products for mass market

    FT Personal View on problems of savings products for mass market

    Personal View article published in Financial Times, explaining the problems of stakeholder product reforms, mass market investors being left out, providers concentrating on high net worth clients and lack of economies of scale in savings products. Ros suggests consideration of National Savings as the ideal ‘Sandler’ products.

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    Financial Adviser feature on failure of Government policy to encourage savings

    Financial Adviser feature on failure of Government policy to encourage savings

    Feature article published in Financial Adviser highlighting the failure of Government policy to stimulate more savings. The article explains that policy has only focussed on supply side issues (informed choice, stakeholder) but not demand (no new incentives, people don’t want to save) . Ros outlines the need for new incentives for both employers and employees.

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