An article written for Financial Adviser commenting on why financial advice is still so important even when offering simple products.
An article that describes moving away from tax relief towards a better savings incentive system – giving higher and fairer incentives to most people.
An analysis of the Sandler Review of Retail Savings in the UK – assessment of its merits and deficiencies.
These are two slides which demonstrate examples of the regressive effect of tax relief on pensions and possible contribution to inequality of wealth among the elderly.
Recommendations for changes in policy to encourage savings through the lifecycle.