Article commissioned by Financial Times for aPersonal View’ column, discussing Government policies to encourage savings and questioning why they seem to be targeted only at the top earners, rather than trying to encourage those who do not pay higher rate tax.
Comments on the initial figures released by the DWP, estimating numbers affected by winding up pension schemes, who have lost most of their pensions.
Practical suggestions as to how to organise a compensation package for workers who lost their pensions on scheme wind-up. This could be a model for the Financial Assistance Scheme, if it has more money.
Note outlining how and why Government funded compensation should be organised.
Presentation given to a Roundtable discussion session of the Centre for the Study of Financial Innovation, discussing why pensions are in crisis and possible solutions and policy options for the future.
Presentation given to Association of Private Client Investment Management Service conference, discussing why pensions are in crisis and possible policy responses.
Ros’ comments on proposals contained in Pensions Bill 2004.
Comments on 2004 Pensions Bill, criticising the lack of measures for compensation of victims who have lost their aguaranteed’ occupational pensions and failure to restore confidence in pensions.
Response to letter in Financial Times from leading actuary who criticised proposals to compensate victims of pension wind-ups and questioned the need to protect pensions. Ros’ letter calls for more protection on future, rather than less.
Press release ahead of Parliamentary debate on pensions, to call for the Government to compensate those who lost their pensions. This also includes case study examples of how the situation has affected the victims’ lives.