Ros Altmann’s comments on reforms hoped for in the Green Paper, written for the Financial Adviser.
An article that describes moving away from tax relief towards a better savings incentive system – giving higher and fairer incentives to most people.
A note explaining why mutual insurance for pension schemes should be considered.
Pensions recommendations for reform of UK pension policy.
Ros Altmann’s comments on the findings of the Pickering Review.
An analysis of the Sandler Review of Retail Savings in the UK – assessment of its merits and deficiencies.
Discussion of taxation implications of money back guarantees for annuities.
These are two slides which demonstrate examples of the regressive effect of tax relief on pensions and possible contribution to inequality of wealth among the elderly.
The move away from final salary schemes does not have to be a disaster at all. Dr. Altmann believes the demise of DB was always inevitable for private companies and final salary schemes are not always as good as they are currently thought to be.
Discussion of points relevant to Open Market Option for annuities.