An article written for Financial Adviser commenting on why financial advice is still so important even when offering simple products.
A brief note on why Ros believes UK pensions are in crisis.
Summary of reforms introduced in late 1990s which have undermined pensions.
Note describing how final salary pension schemes have become financially unsustainable in the UK.
Figures showing how much it might cost to buy an annuity of Â£10,000 per year.
These quotes show that Government is continuing to mislead people into believing their final salary pensions are safe.
Written for Pensions Week, this article reviews how UK final salary pension schemes are sapping UK competitiveness.
Ten myths about the UK pension system which are portrayed as facts.
This article, written for Pensions Week,Â reviews the benefits of Pooling of DC Pensions.
Brief analysis of positive and negative points arising from the Green Paper.