The Herald newspaper explains why many people do not have sufficient financial information or education to be able to make good pension decisions
Slides from a Presentation given to Dealers’ Group conferences in Harrogate and London, discussing Ros’ views on the future of the post-retirement market, changes that are likely to unfold and the role of advisers in helping manage this change.
Presentation delivered at Pensions World conference outlining Ros’s views on the need for radical pension reform and why she thinks compulsion would not be advisable.
Article prepared for Journal of Financial Services Marketing to describe the setting up of a Lifetime Savings Account to encourage savings throughout the lifecycle.
Ros’s presentation at the Watson Wyatt 2005 pension debate, proposing the motion that aThis house believes pension reform will do nothing for those who need it most’.Â Ros, together with Steve Bee the leading pensions guru from Scottish Life, Â explained why they believed that pension reforms so far will not benefit the Govenrment’s atarget’ group of middle earners.
Lecture delivered for the ACCA at the Museum of London, discussing the pensions landscape and the role of the accounting profession in helping clients prepare for forthcoming reforms.
Presentation given at the launch of aThe Pensions Report’, survey of pension trends in the UK, explaining how pensions are in crisis, coverage is falling and the loss of confidence must be urgently addressed.Â Policy has so far failed to take account of the ademand’ side of pensions and has focused only on asupply’.
The DWP released a report on pension charges which indicates the need to introduce a cap to protect workers from high fees
Speech delivered at FT Business Conference aHidden Treasures in Bonds’ in London, discussing Ros’s thoughts about pension fund asset allocation and the investment considerations for pension funds when considering switching into bonds.
Article to be published in Pensions World magazine, explaining why women’s pensions need to be reformed urgently and how the system currently discriminates against women.