Ros comments on the latest ONS Pension Trends figures which show a rise in membership of private pension schemes for the first time this century, but reveal a low rate of membership among the self employed and women in the private sector.
Pensions World article highlighting my thoughts on the need to encourage more older workers to remain auto-enrolled, because opting out means they are rejecting free money. The new rules should allow most to benefit from pension saving in future.
Ros comments on the latest data showing that over 50s are the largest group opting out of auto-enrolment and points out that the pension reforms make pensions much more suitable for older workers.
Professional Pensions highlights Ros’ views on the advantages and disadvantages of CDC schemes
Ros wrote an article published in CityAM supporting calls for consideration of auto-enroling more low-paid workers, but perhaps ensuring they have more flexibility in their savings vehicles at work
Ros explains why pension charges need to be capped, even though the latest auto-enrolment schemes seem to have lower fees. Workers in small firms need protecting if their employers cannot negotiate good terms.
Steve Webb’s announcement that a cap on pension fund charges will not be rushed through for April 2014 is welcome and sensible says Ros
Ros explains why she believes that driving down charges too far could dumb down pensions and that controls on annuity charges and value for money is far more important than whether AMCs are 0.5% or 0.75%.
Ros submitted a response to the DWP consultation on pension fund charges
Ros explains why the focus on charge caps for auto-enrolment pension schemes is not enough to ensure good value for customers. NEST’s own charging structure and the excessive fees on annuities are also important issues to address.