Ros explains why she believes that driving down charges too far could dumb down pensions and that controls on annuity charges and value for money is far more important than whether AMCs are 0.5% or 0.75%.
Ros explains why the focus on charge caps for auto-enrolment pension schemes is not enough to ensure good value for customers. NEST’s own charging structure and the excessive fees on annuities are also important issues to address.
Ros’ interview on Citywire highlighting that advisers have big role to play in helping employers set up auto-enrolment (from 3 minutes in)
Stock Market Wire highlighted Ros’ warnings that employers will need to prepare early for the challenges of auto-enrolment
On the first anniversary of auto-enrolment, Ros explains that the easy part of the reform is behind us, but there are huge challenges ahead
The FT’s Financial Adviser magazine highlighted Ros’ views that a charge cap on auto-enrolment schemes should apply to NEST as well, with its 1.8% initial charge being replaced by an annual charge
Article on Stock Market Wire website commenting on Ros’ calls for NEST charges to be overhauled, to get rid of the 1.8% initial charge
Ros responds to the OFT report on pension charges, highlighting that the recommendations may well disappoint those who wanted action, but that NEST’s charging structure does not fit well with a cap
Ros welcomes the DWP figures showing low opt out rates for auto enrolment so far, but discusses why these rates are likely to rise as smaller firms join the project in future.
Ros wrote an article for CityAM discussing latest figures showing opt out rates from auto enrolment to be very low so far.