Professional Pensions – the good and bad about Collective DC schemes
Professional Pensions highlights Ros’ views on the advantages and disadvantages of CDC schemes
CityAM article – Making long term saving work for everyone
Ros wrote an article published in CityAM supporting calls for consideration of auto-enroling more low-paid workers, but perhaps ensuring they have more flexibility in their savings vehicles at work
Pension charges – Don't be lulled into a false sense of security
Ros explains why pension charges need to be capped, even though the latest auto-enrolment schemes seem to have lower fees. Workers in small firms need protecting if their employers cannot negotiate good terms.
Pension charge cap delay is sensible
Steve Webb’s announcement that a cap on pension fund charges will not be rushed through for April 2014 is welcome and sensible says Ros
Pension charges need to take account of annuity costs, not just AMC
Ros explains why she believes that driving down charges too far could dumb down pensions and that controls on annuity charges and value for money is far more important than whether AMCs are 0.5% or 0.75%.
Response to DWP charges consultation
Ros submitted a response to the DWP consultation on pension fund charges
Capping charges on auto-enrolment ignores the bigger picture
Ros explains why the focus on charge caps for auto-enrolment pension schemes is not enough to ensure good value for customers. NEST’s own charging structure and the excessive fees on annuities are also important issues to address.
When's Nest best? Auto-enrolment advice under the microscope
Ros’ interview on Citywire highlighting that advisers have big role to play in helping employers set up auto-enrolment (from 3 minutes in)
Employers should prepare early for auto enrolment challenges
Stock Market Wire highlighted Ros’ warnings that employers will need to prepare early for the challenges of auto-enrolment
Auto-enrolment one year on
On the first anniversary of auto-enrolment, Ros explains that the easy part of the reform is behind us, but there are huge challenges ahead