Obsession with pension charges is the wrong focus
Ros’ views on pension charge caps were written up by Stock Market Wire and explain why Ros believes the obsession with driving down AMCs may have gone too far.
Annuity providers pocket £1bn from husbands' pensions as widows left penniless
Ros explains how the annuity market is failing millions of potential widows, whose husbands do not understand the implications of buying a single life annuity
Ros' views on annuities at Westminster Forum Panel discussion
This is a transcript of Ros’ contribution to the Westminster Forum Panel Session on Annuities at which she gave her views on how the market is not working for the customer.
MetLife Report – Pensions: Time for change
Ros wrote a major report sponsored by MetLife Insurance which highlights what has gone wrong with UK Defined Contribution pensions and how they need to change to fit 21st century realities. Niether the accumulation nor decumulation products are fit for modern lifestyles.
The Independent: People should be handed risk warnings before buying annuities
Simon Read of the Independent supports Ros’ calls for people to be given proper risk warnings before they buy annuities since they can lose all their money.
Why people should consider drawdown before buying an annuity
Ros wrote a Foreword for the ‘WhatInvestment Guide to Income Drawdown’, explaining the risks of annuity buying and why Income Drawdown should be considered by many
Annuity angst and drawdown dilemmas – is more reform needed
Ros was interviewed on Citywire iplayer and explains (from 3 minutes in) how the annuity market is failing many customers
Inflexible Income Drawdown rules deny savers their own money
Ros points out that women could in theory now get 50% more pension than this time last year, but inflexible rules mean they can’t access more money yet
Telegraph – Ban high charges for annuity broking
The Daily Telegraph published Ros’ views that annuity purchasers should receive advice, rather than paying high fees to brokers who offer no regulatory protection and no advice
Why everyone needs advice at retirement
Ros was interviewed by InvestmentSense magazine ‘In the Spotlight’ section. She explains her thinking that advice is essential for anyone considering buying an annuity