Ros highlights how little fuss there seems to have been that private pension assets are being confiscated by Governments as economic conditions become tough and asks whether safeguards may be needed for private pensions
Description: Ros analyses the latest Bank of England statistics and calculates how much extra income a borrower with a Â£100,000 mortgage is enjoying since 2008 as a result of low rates and how much income savers are losing over the same period
Ros shows how much money mortgage borrowers have gained as a result of low interest rates and how much savers have lost out
Ros explains why she spoke out against selling annuities to customers without any suitability checks and explains why annuities are no longer fit for purpose.
Stockarmektwire highlights Ros’ concerns about the damage being done to pensions by low bond yields
Ros predicts an economic boom in 2014 with 5% growth, rising real earnings and falling unemployment which aligns the economic and electoral cycle brilliantly. She wonders whether this is by accident or design.
Ros represented the London School of Economics at the Economics Research Council’s annual ‘Clash of the Titans’ Event, which pitches an economist from each of LSE, Oxford and Cambridge against each other and ask them to predict the economic outlook for the coming year.
A transcript of Ros’ speech at the Clash of the Titans event with her forecasts for the UK economy in 2014 – she predicts a boom year.
Ros comments on the Chancellor’s Autumn Statement 2013 as it relates to pensions and savings policy, welcoming news that people can buy extra years of state pension, but lamenting the lack of measures to encourage saving
Ros welcomes the news that the Bank of England has decided the Funding for Lending Scheme should focus only on business lending and not mortgages next year. This should have happened at the start, but is welcome now nevertheless to take pressure off the housing market.