Women's Pensions


What do customers want? Pension freedoms won’t work unless customers understand pensions new!
14 January 2015
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Ros gave a speech at the launch of the ILC UK research sponsored by major pension companies


Top Tips for your pension in 2015 – National council of Women blog new!
13 January 2015
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Ros wrote a blog for the National council of women GB website which gives 5 top tips for your pensions in 2015 NCWGB website blog


Shocking lack of pensions knowledge especially among older women new!
14 January 2015
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Ros explains the results of a major new Survey and research report that highlight the woefully inadequate level of financial knowledge among the general public about pensions – with older women especially lacking an understanding of even the most basic terms


Citywire: Women may be left out of state pension if they don't check
5 November 2014
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Citywire highlighted a call from Ros for women to ensure they are receiving the correct credits for state pension. Those who are caring for children but not receiving Child Benefit due to their partner's high income should be registered for state pension entitlements but may not be, so they should check this.


What can widows do if they want a share of their husbands pension
August 2014
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Ros outlines some steps widows could take to help themselves if they are worried about how to share in their husband's pensions.


Women have been second class citizens in pensions for years
24 January 2014
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Ros' concerns about womens' pensions were highlighted in the Yorkshire Evening Post


Pensions crisis worst for women
24 January 2014
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Description: Latest surveys confirm that women are particularly confused about pensions and they need help. Government also needs to inform them of all the changes happening to their pensions so they can make a proper plan.


State Pension age changes for women born 1950 to 1953 and link to DWP calculator
January 2014
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This file contains a link to the DWPs state pension age calculator, which allows you to enter your date of birth and calculate your state pension age, while also giving the detailed timetable of state pension age dates for women born between April 1950 and March 1953.


Yorkshire Post - women bewildered by pension changes
6 June 2013
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Ros wrote a comment article for the Yorkshire Post on how state pension age changes are so complicated they have left many women bewildered. She calls for more information to be provided by Government to ensure the public is informed. Here is a link to the article too.


Consumer perspectives on Retirement Income Options
10 May 2013
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Ros explains why older women are so confused about their state pensions - the whole reform agenda has caused serious problems for many women in their late 50s and Government must address this by providing everyone with clear information so they know what is happening.


Married women's pension rights must be protected
6 May 2013
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Ros comments on the latest Government statement that people living abroad will not be able to claim pension rights on their husband's record in the UK. She points out that UK resident women have relied on their husband's contributions and should not have their rights removed just to appease UKIP supporters.


Victory for 80,000 women who will be included in new state pension
28 March 2013
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The Final Newsletter from the 'I'm one of the 80,000' campaign group welcoming the Government's decision to bring forward the introduction of the new single tier state pension to April 2016, therefore including all those women who face a second rise in state pension age


Victory for 85,000 women
18 March 2013
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Ros welcomes the Chancellor's announcement that the new single tier state pension will be introduced from april 2016 after all, not April 2017. This means all women who have had a second increase in state pension age will be included in the new system.


Current state pension not fit for purpose - especially for women
21 August 2012
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Ros comments on latest figures from DWP showing a staggering £200 a week difference between state pension payments across the country - and explaining that the current system is unfair, especially as most of the with low pensions are women and with high pensions are men.


Over 50s female finances face triple blow
3 August 2012
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Ros comments on a report from MetLife showing the big differences in pensions between males and females.


Women are the poor relations in pensions
8 July 2012
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An article published in the Sunday People newspaper, where Ros explains that women's pensions are far lower than men's and those women approaching retirement now have very poor pension prospects.


Women the poor relations in pensions
8 June 2012
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Press Release commenting on latest figures showing that the gender gap between men and women's pensions has fallen, but that is only because women's pensions have fallen by less than mens!


Last chance for State Pension Age Reforms
5 October 2011
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Ros prepared a briefing ahead of the Pensions Bill Third Reading and Report Stage, explaining why the current plans need to change and how a fairer implementation could be achieved.


LibDem conference plea for changes to state pension age changes
20 September 2011
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Press Release responding to appearances by Steve Webb, Pensions Minister, at Fringe Events at the Liberal Democrat Party Conference where he said changes to State Pension Age 'must be fair'. Ros explains better and fairer ways for the current Pensions Bill.


Keep up the pressure on women's pensions
September 2011
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Ros calls for Government to implement Option 2 of its consultation proposals to reform state pensions - a flat-rate simple state pension paying £140 a week to all those with a full contribution record.


Women's hopes dashed again
8 July 2011
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Ros highlights the disappointment that Government failed to bring forward any amendments to its timetable for proposed state pension age rises, despite promising to make changes.


Government has let down Women
6 July 2011
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Article in FT Financial Adviser Magazine outlining why the Government needs to reconsider its plans to increase state pension age and find a fairer alternative that will give people more notice - and could also save more than the £30billion currently targetted.


Could Government face legal challenge to its pension age plans?
19 June 2011
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Press Release ahead of Pensions Bill Second Reading calling on the Government to amend its timetable for state pension age increases and warning of possible legal challenges by women affected.


Briefing for MPs on proposed state pension age rises
16 June 2011
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Parliamentary briefing prepared for MPs explaining the unfairness of planned state pension age rises and outlining fairer and better alternatives.


Will Government have change of heart over state pension plans?
23 May 2011
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Ros' Saga website blog suggesting that the Government may finally be showing signs of some change of heart over its pension age plans.


Hope for a rethink on pension age changes
23 May 2011
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Ros wrote a blog for the Saga website explaining why thousands of women in their late fifties are hoping the Government will rethink its plans for sudden pension age rises.


House of Lords Briefing on Women's State Pension Age proposals
March 2011
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Ros prepared a briefing for members of the House of Lords outlining the unfairnesses of the current proposals to increase women's state pension age from 2016, in clear contravention of the Coalition Agreement and this does not give the women time to prepare.


Half a million women let down by the Lords
March 2011
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Press Release highlighting the passionate debate but lamenting the narrow defeat of amendments in the House of Lords that would have alleviated the plight of 500,000 women facing increases in state pension age of more than one year.


Telegraph blog - Too late for women to make contingencies
8 February 2011
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Ros blog on Telegraph website explaining the unfairness of Government proposals to raise women's state pension age and calling for a rethink.


What is Government doing to women's state pension age?
28 January 2011
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Ros explains the Government's proposals for increasing women's state pension age and why they are so unfair.


Government hiding the truth about increasing pension ages for women
25 November 2010
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Press Release exposing the fact that the Government's own state pension age calculator has not been updated to reflect the latest proposed changes to women's state pension age, thus potentially misleading millions of women.


Women's pension reform inadequacies
November 2008
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Feature article published in Financial Adviser explaining why the latest round of pensions reforms designed to help women are more spin than substance and could be dangerous for some lower income women who fail to get advice.


Women state pension reforms more spin than substance
October 2008
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Latest proposals to reform state pensions by allowing women to buy extra years of national insurance entitlements will allow more women to receive a full basic state pension, but there are many hidden dangers to beware of.


Women's pensions reforms in Pensions Bill 2008
May 2008
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Briefing for members of House of Lords on need for reform of women's pensions and proposals in Second Reading of 2008 Pensions Bill in House of Lords.


Article to be published in Pensions World magazine outlining women’s pension reform
January 2006
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Article to be published in Pensions World magazine, explaining why women’s pensions need to be reformed urgently and how the system currently discriminates against women.


Daily Mail article ‘Women deserve pension equality’
October 2005
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Article published in Daily Mail Monday View column on 3rd October 2005, outlining why women in the UK are treated as second class citizens in pension terms and that urgent radical reform is required to deal with this.


Trying to Retire in a Man’s World
September 2005
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Article published in Financial Adviser explaining the unfairness of women’s pensions and why reform is long overdue.


Global Pensions article outlining injustices of women’s pensions
September 2005
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Article written for Global Pensions magazine, explaining why women lose out in our pension system and examining the reforms which are needed.


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