Rethinking retirement - encouraging gradual retirement
Response to State Pension Age Review 
5 August 2010
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Ros responded to DWP Review of acceleration of state pension age increase.
Increasing State Pension Age
4 August 2010
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Press Release explaining Ros' response to the DWP Review of state pension age, saying longer working lives are inevitable, but calling for measures to reform the labour market
Part-time work is essential in later life
27 June 2010
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Sunday Post article calling for more part-time work for older people instead of retiring completely all of a sudden. Raising the state pension age without reforming the labour market may not work.
Making the most of an ageing workforce
25 June 2010
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Comment piece published in the Guardian, outlining the urgent need to get rid of ageism in the workplace and help employers and workers to appreciate the value of working part-time in later life.
Radio 4 Today programme interview
24 June 2010 07.25am
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Ros was interviewed on Radio 4 Today programme and argued that we must end ageist attitudes in the workplace.
Longer working lives are inevitable
24 June 2010
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Ros on ITV lunchtime news explaining that older workers should cut down gradually but have to work longer.
Retirement age concept is damaging and out of date
4 May 2010
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Taylor Vintner's Solicitors quote Ros saying that forcing people to retire is bad for the economy.
The future for workplace pensions after 2012
18 March 2010
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Keynote presentation at University of East Anglia's forum on Workplace Pension Reform.
Ros Shows Politicians The Way
March 2010
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Leader in Money Marketing Retirement Strategy Magazine, where Paul MacMillan supports Ros' calls for pension reform.
Harriet Harman is right - longer working lives are inevitable
11 January 2010
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Press Release offering support to Harriet Harman for her comments about the benefits of longer working lives, but pointing out that policy needs to be changed to support this.
The Times - Spend the 'bonus' years on work and play
7 October 2009
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Feature article published in the Times explaining that, as people live longer, saving enough money to support themselves in full retirement is no longer a realistic option - part time work in later life will be needed but this is good for people and offers them 'bonus years'. Click here to read the article on the Times website.
Guardian Commentisfree - This Pension Plan is too Conservative
7 October 2009
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Rcomment where Ros discusses the latest Conservative Party proposals to accelerate the increase in state pension age, pointing out that other changes to our pension system are required before any such moves can be contemplated. Click here to link to the Guardian web page.
Telegraph: Mandatory Retirement Age Must Be Put To Rest
1 October 2009
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Ros wrote a comment article for the Telegraph website explaining why new thinking is needed on phasing in retirement. Part of the solution to our pensions crisis must entail encouraging part-time work in later life. Click here to read the piece on the Telegraph website.
Telegraph Comment: Mandatory retirement ages must go
30 September 2009
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Comment piece for Daily Telegraph website explaining why it is essential that people consider working longer, part-time, since pensions alone cannot deliver enough for a decent retirement of many decades. Working longer is good news if we can work part-time. More leisure and more money. Click here to link to the web blog.
Three Sixty conference – New Thinking for Retirement and Pensions
15 May 2009
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Presentation given at Three Sixty's National Conference, outlining the history of our pension system, mistakes that have been made and the need to radically reform both pensions and retirement
IEA conference: The future of the 'post-retirement' market
12 May 2009
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Presentation given at the IEA 12th Annual conference on the Future of Life Assurance, outlining Ros' views on the future of the 'post-retirement' market.
Guardian comment: Employers cut pension contributions – dangers for retirement
11 April 2009
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Guardian on-line Comment column in which Ros explains the dangers of a major pension company cutting its pension contributions in response to the credit crisis and cost cutting pressure. This will mean disappearing employer pensions and then disappearing retirement.
Pensions in the 21st Century
26 November 2008
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Speech given to Tax Incentivised Savings Association (TISA) conference outlining Ros' vision of a sustainable pension system and required reforms for 21st Century.
'Bonus Years' - FT letter about longer working lives
16 April 2008
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Letter published in the Financial Times explaining that policy needs to help people prepare for a period of part time work at older ages that can benefit them, the economy and society - the possibility of us all enjoying our 'bonus years'.
Solving the pensions crisis
11 March 2008
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Ros gave a brief presentation and participated in a panel discussion at the PMI Spring Conference, outlining why she believes pension reform will not solve the forthcoming pensioners crisis. She explained that state pension reforms are inadequate, while personal accounts may make things worse for many.
Scottish Widows seminar on Pensions Commission proposals
12 December 2005
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Presentation delivered at Scottish Widows seminar in Edinburgh, outlining Ros’s reaction to the Pensions commission proposals and explaining her hopes for a more radical approach to both pensions and retirement.
Savings Market conference - Radically rethinking retirement
8 December 2005
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Presentation to the Savings Market conference in London, entitled ‘Radically Rethinking Retirement, New approaches for the 21st Century’ discussing Ros’s views that we need to reconsider what we expect from both retirement and pensions, in order to be able to move forward on pension reform.
Letter on gradual retirement
April 2005
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Letter written to Financial Times explaining why encouraging gradual retirement is a key element of pension reforms.
Moving Pension Thinking into 21st Century
Spring 2005
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Article published in 'Money is Changing' Special Report on Financial Services Marketing, published by Dig for Fire. The article examines the need to re-think retirement, reform state pensions and encourage longer working lives, to move pension thinking into the 21st Century.
Rethinking Retirement
July 2004
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Article published in ‘The Tomorrow Bulletin’ discussing the Tomorrow Project report ‘Opportunity of a Lifetime’ and setting out Ros’s proposals for radically rethinking the concept of retirement and introducing a lifetime savings framework.
Gradual Retirement
February 2003
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Article written for "Pension Funds and their Advisers" outlining how pensions alone cannot solve the problems of financing an ageing population. Working longer, but not full time, is an essential element of reform.
Retirement - a 'process' not an 'event'
October 2002
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Article written for Financial Adviser outlining the benefits of retiring gradually, rather than suddenly stopping work.
Making Pensions and Pensioners Work Well
October 2002
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Notes and slides from a speech given to a Third Age Employment Network Seminar on 'Retention and Returners', discussing the need to encourage people to retire gradually and save more.