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Rethinking retirement -
encouraging gradual retirement

Harriet Harman is right - longer working lives are inevitable
11 January 2010
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Press Release offering support to Harriet Harman for her comments about the benefits of longer working lives, but pointing out that policy needs to be changed to support this.
The Times - Spend the 'bonus' years on work and play
7 October 2009
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Feature article published in the Times explaining that, as people live longer, saving enough money to support themselves in full retirement is no longer a realistic option - part time work in later life will be needed but this is good for people and offers them 'bonus years'. Click here to read the article on the Times website.
Guardian Commentisfree - This Pension Plan is too Conservative
7 October 2009
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Rcomment where Ros discusses the latest Conservative Party proposals to accelerate the increase in state pension age, pointing out that other changes to our pension system are required before any such moves can be contemplated. Click here to link to the Guardian web page.
Telegraph: Mandatory Retirement Age Must Be Put To Rest
1 October 2009
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Ros wrote a comment article for the Telegraph website explaining why new thinking is needed on phasing in retirement. Part of the solution to our pensions crisis must entail encouraging part-time work in later life. Click here to read the piece on the Telegraph website.
Telegraph Comment: Mandatory retirement ages must go
30 September 2009
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Comment piece for Daily Telegraph website explaining why it is essential that people consider working longer, part-time, since pensions alone cannot deliver enough for a decent retirement of many decades. Working longer is good news if we can work part-time. More leisure and more money. Click here to link to the web blog.
Three Sixty
conference – New Thinking for Retirement and
Pensions
15 May 2009
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presentation (pdf, 380kb) | send a
comment
Presentation given at Three
Sixty's National Conference, outlining the
history of our pension system, mistakes that have
been made and the need to radically reform both
pensions and retirement
IEA conference: The
future of the 'post-retirement'
market
12 May 2009
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PowerPoint presentation (pdf, 380kb)
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Presentation given at the IEA
12th Annual conference on the Future of Life
Assurance, outlining Ros' views on the future of
the 'post-retirement' market.
Guardian comment:
Employers cut pension contributions – dangers
for retirement
11 April 2009
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article | send a
comment
Guardian on-line Comment
column in which Ros explains the dangers of a major
pension company cutting its pension contributions in
response to the credit crisis and cost cutting
pressure. This will mean disappearing employer
pensions and then disappearing
retirement.
Pensions in the 21st
Century
26 November 2008
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PowerPoint presentation (pdf, 124kb)
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Speech given to Tax
Incentivised Savings Association (TISA) conference
outlining Ros' vision of a sustainable pension
system and required reforms for 21st
Century.
'Bonus Years'
- FT letter about longer working
lives
16 April 2008
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Letter published in the
Financial Times explaining that policy needs to help
people prepare for a period of part time work at
older ages that can benefit them, the economy and
society - the possibility of us all enjoying our
'bonus years'.
Solving the pensions
crisis
11 March 2008
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PowerPoint presentation (pdf, 95kb) | send a
comment
Ros gave a brief presentation
and participated in a panel discussion at the PMI
Spring Conference, outlining why she believes
pension reform will not solve the forthcoming
pensioners crisis.
She explained that state pension reforms are
inadequate, while personal accounts may make
things worse for many.
Scottish Widows seminar on Pensions
Commission proposals
12 December 2005
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Presentation delivered at Scottish Widows
seminar in Edinburgh, outlining Ros’s reaction
to the Pensions commission proposals and explaining
her hopes for a more radical approach to both
pensions and retirement.
Savings Market conference - Radically
rethinking retirement
8 December 2005
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PowerPoint presentation (pdf 240kb) | send a
comment
Presentation to the Savings Market conference in
London, entitled ‘Radically Rethinking
Retirement, New approaches for the 21st
Century’ discussing Ros’s views that we
need to reconsider what we expect from both
retirement and pensions, in order to be able to move
forward on pension reform.
Letter on gradual retirement
April 2005
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article | send a
comment
Letter written to Financial Times explaining why
encouraging gradual retirement is a key element of
pension reforms.
Moving Pension Thinking into 21st
Century
Spring 2005
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comment
Article published in 'Money is Changing'
Special Report on Financial Services Marketing,
published by Dig for Fire. The article examines the
need to re-think retirement, reform state pensions
and encourage longer working lives, to move pension
thinking into the 21st Century.
Rethinking Retirement
July 2004
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comment
Article published in
‘The Tomorrow Bulletin’ discussing the
Tomorrow Project report ‘Opportunity of a
Lifetime’ and setting out Ros’s
proposals for radically rethinking the concept of
retirement and introducing a lifetime savings
framework.
Gradual
Retirement
February 2003
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article (pdf, 22kb) | send a comment
Article written for "Pension Funds and their
Advisers" outlining how pensions alone cannot
solve the problems of financing an ageing
population. Working longer, but not full
time, is an essential element of reform.
Retirement
- a 'process' not an
'event'
October 2002
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article | send a comment
Article written for Financial Adviser outlining the
benefits of retiring gradually, rather than suddenly
stopping work.
Making Pensions
and Pensioners Work Well
October 2002
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transcript (pdf 126kb) | send a comment
Notes and slides from a speech given to a Third Age
Employment Network Seminar on 'Retention and
Returners', discussing the need to encourage
people to retire gradually and save more.
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