Ros On the Web


Ros to become a Minister in a future Conservative Government new!
19 April 2015
read the article

Ros explains that she has been offered the chance to become a Minister in charge of Consumer Financial Protection and Financial Education in a Conservative Government


Citywire interview: Shake up pension pricing to give transparency new!
6 May 2015
read the article

Citywire interviewed Ros and published her aspirations for helping customers understand pension pricing, with clear and transparent fee structures in future and improved education and information


CityAM Feature on Ros – the Savers Champion talking about pension reforms, QE and life in the City
26 March 2015
read the article

City AM newspaper interviewed Ros for a feature article about her life and her work


Ros Altmann on new pensions changes introduced - video
6 April 2015
watch the video

YouTube video of Ros Altmann on BBC News Channel talking about the pensions reforms.


Rethinking what retirement looks like
18 March 2015
read the article

Womanthology website reported on Ros views that age friendly policies can tap into a hidden talent pool by ensuring older workers are looked after and rethinking retirement


Why Businesses need older workers - video
11 March 2015
read the article

A video from the Older Workers Champion Business Taskforce with Mercer and Steelite explaining the value of older workers to their businesses


MoneyObserver - Customers need proper protection as well as the new guidance – second line of defence
29 December 2014
read the article


Guardian Comment - Who are you calling old – time to ditch ageist stereotypes
04 February 2015
read the article

Ros wrote an article for the Guardian in which she highlights the negative connotations of the word ‘old’ and calls for an end to such stereotype labelling.


Ros on an FT podcast, welcoming extra protection for pension customers in second line of defence
28 January 2015
read the article

Ros was interviewed by the Financial Times, welcoming the government’s decision to ensure that pension providers must ask customers about their circumstances and offer some risk warnings before selling them at retirement products or allowing them to withdraw their money


Pension freedoms – make sure we help customers properly
14 January 2015
read the article

This is a recording of the presentation Ros gave of consumer research showing how little people understand about pensions and highlighting the need for better education, information and guidance. The Research was supported by Partnership, Just Retirement, EY, Key Retirement Solutions, LV= and produced by ILC-UK


Moneywise: 5 essentials of pension planning for 2015
13 January 2015
read the article

Ros outlines the five essential points to consider when planning for the new pension regime after April 2015


Ros explains some of the changes to the state pension coming in April 2016
December 2014
read the article

Ros explains changes to the state pension for the Governments ‘PensionTube’ website


New blog for Buisiness Champion for Older Workers
14 January 2015
read the article

Ros has started a new blog on the gov.uk website which you can link to here https://businesschampionforolderworkers.blog.gov.uk/


Top Tips for your pension in 2015 – National council of Women blog
13 January 2015
read the article

Ros wrote a blog for the National council of women GB website which gives 5 top tips for your pensions in 2015 NCWGB website blog


Ros chosen as #4 in Top 100 City Economists to follow on social media in 2015 by CityAM
8 January 2015
read the article

Ros was selected as the 4th most popular economist to follow in the CityAM Top 100 city people to follow on social media in 2015


Interview - Ros Altmann talks about pensions, retirement and savings
4 November 2014
read the article

Ros was interviewed for 'New Retirement' website about her role as champion for older workers and also her views on pension reform and rethinking retirement.


Which? Conversation: Why people should manage their own pensions
29 October 2014
read the article

Which? Website carried Ros's views on why the latest pension reforms can be good for people, allowing them flexibility to make their pensions match their retirement needs better.


Retirement could turn into a nightmare for those who want to keep working
19 October 2014
read the article

Ros was interviewed by the Mail on Sunday explaining the importance of championing older workers and also commenting on the latest pension reforms.


FT Expert Interview: Pension reforms should incentivise people to stay in pensions
14 October 2014
Watch the Video

Ros was interviewed by the Financial Times' Pensions Expert magazine and explains her views on the latest pension tax reforms.


Job adverts for 'recent graduates' are ageist and should be banned
8 October 2014
read the article

Ros was interviewed on Radio4 World At One following an investigation which found that many adverts on the Government's Universal Job Match website had asked for 'recent graduates' or used terms that reflected age discrimination.


You and Yours phone in - How and when do you want to retire?
5 August 2014
listen here

Ros was the guest on BBC Radio 4's You and Yours Programme discussing Superboomers and retirement.


Daily Telegraph: Gap years for over 50s - Why not?
24 July 2014
read the article

Ros' views on older people taking 'gap years' and then come back to retrain or start a new job after a break are aired in the Daily Telegraph.


Swiss Re Centre for Global Dialogue - the next generation of insurance
30 June 2014
read the article

StockMarketWire highlights Ros' views on the right to request flexible working being extended to everyone.


Modernising insurance thinking for the next generation - a family model
24 June 2014
watch the video

Ros gave an interview for Swiss Re's conference on the next generation of insurance, calling for insurers to consider the benefits of selling to family units and engaging multiple generations together, rather than relying on intermediaries.


Guardian announces Ros' appointment to Board of new Press Regulator IPSO
28 May 2014
read the article

The Guardian reports that Ros has been appointed to the Board of the newly established Independent Press Regulator – IPSO.


Money Marketing Live debate - why annuities needed to change
16 May 2014
read the article

Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result


Express Budget Comment - No more rip-off annuities, a savings and pensions revolution
20 March 2014
read the article

The Daily Express carried a Comment piece from Ros about the monumental changes to savings and pensions in the 2014 Budget.


Altmann welcomes pensions and savings revolution
19 March 2014
read the article

Ros' thoughts on the Budget we highlighted by StockMarket Wire.


FT Comment - UK Budget 2014: A watershed moment for pensions and savings
19 March 2014
read the article

Ros explains why the 2014 Budget measures are so significant for pensions and savings and will be both popular with the public and also bring in extra revenue for the Chancellor.


Sunday Post - Time to give savers a break in Budget 2014
17 March 2014
read the article

The Sunday Post supported Ros' views that the Chancellor needs to ensure the Budget works well for savers and improve the flexibility of ISAs and pensions.


Swiss Re Centre for Global Dialogue - Connection Generations - Modern pensions?
4 February 2014
read the article

This is a video recording of Ros' speech at the Swiss Re forum on 'Connecting Generations' discussing a pension system for the modern era.


Dr. Altmann's Pensions Clinic on Money Observer - are pensions too expensive?
3 February 2014
read the article

Description: Ros is writing a regular fortnightly column on for Money Observer magazine and website. Her first column explodes the myth that all pensions are too expensive and also picks up on one of the worst examples of unhelpful pensions jargon.


Women have been second class citizens in pensions for years
24 January 2014
read the article

Ros' concerns about womens' pensions were highlighted in the Yorkshire Evening Post


Trailer for Ros' appearance for LSE at ERC Economic Event - Clash of the Titans
November/December 2013
read the article

This is a trailer for the event at which Ros is the representative for LSE at the annual Clash of The Titans Economic Forum, run by the ERC and sponsored by PwC. Each year, there is a competition between LSE, Oxford and Cambridge Economists to forecast the economic outlook for the following year. The December 10 event sees Kevin Daly of Goldman Sachs, Stephen King of HSBC and Ros from LSE all debating their views.


BBC Breakfast TV - Ros' advice on pension saving
23 October 2013
watch the video

Ros was on BBC Breakfast TV on 23 October explaining some of the important issues surrounding pension saving - including saving more and also considering working longer.


Why people should consider drawdown before buying an annuity
7 October 2013
read the article

Ros wrote a Foreword for the 'WhatInvestment Guide to Income Drawdown', explaining the risks of annuity buying and why Income Drawdown should be considered by many


Employers should prepare early for auto enrolment challenges
1 October 2013
read the article

Stock Market Wire highlighted Ros' warnings that employers will need to prepare early for the challenges of auto-enrolment


Annuity angst and drawdown dilemmas - is more reform needed
October 2013
watch the video

Ros was interviewed on Citywire iplayer and explains (from 3 minutes in) how the annuity market is failing many customers


When’s Nest best? Auto-enrolment advice under the microscope
October 2013
watch the video

Ros' interview on Citywire highlighting that advisers have big role to play in helping employers set up auto-enrolment (from 3 minutes in)


Charge cap should fit NEST too
18 September 2013
read the article

The FT's Financial Adviser magazine highlighted Ros' views that a charge cap on auto-enrolment schemes should apply to NEST as well, with its 1.8% initial charge being replaced by an annual charge


NEST charges need overhaul
18 September 2013
read the article

Article on Stock Market Wire website commenting on Ros' calls for NEST charges to be overhauled, to get rid of the 1.8% initial charge


Why everyone needs advice at retirement
14 September 2013
read the article

Ros was interviewed by InvestmentSense magazine 'In the Spotlight' section. She explains her thinking that advice is essential for anyone considering buying an annuity


Low rates force millions to gamble their savings
4 September 2013
read the article

Telegraph website explains Ros' views on the dangers of low interest rates distorting the economy and forcing savers to gamble with their future financial security.


Yahoo - 'Loose Change' - Annuity dangers
September 2013
read the article

Ros was interviewed for the Yahoo website's 'Loose Change' slot and explains some of the issues surrounding annuities


Ros voted 4th best on social media top 100 for pensions
August 2013
read the article

Right Retirement website voted Ros the 4th best on its top 100 pensions social media list.


The Sun - Annuities a huge gamble
13 August 2013
read the article

The Sun featured Ros' warnings about annuities being a big gamble.


Annuity buyers need more protection and risk warnings
12 August 2013
read the article

Stock Market Wire featured Ros' views on the risks of annuity buying in an article on their website.


Ros on BBC2 Newsnight about Savers
9 August 2013
read the article

Ros was interviewed (see around 2mins 45 secs and again at 5 mins 13 secs) for BBC2 Newsnight, commenting on the problems associated with the Bank of England's suggestion of interest rates staying so low for 3 years.


Widows at risk in annuity market
2 August 2013
read the article

Pensions World publishes Ros' views of the risks to widows and widowers in current annuity markets, with reform focussing on getting the best rate, rather than buying the right product.


Let's have cohesive policy on retirement income
15 July 2013
read the article

Article on Stock Market Wire website commenting on Ros' calls for cohesive policy on pensioner incomes.


NEST curbs being lifted too slowly
10 July 2013
read the article

Stock Market Wire published Ros' views welcoming the removal of NEST restrictions but regretting that it is happening so slowly.


Moneywise Magazine - Ros Altmann's pensions clinic
July 2013
read the article

Ros was interviewed as a feature article for Moneywise Magazine explaining her career and her policy expectations.


Guardian comment - Should pensioners fear politicians' plans?
11 June 2013
read the article

Ros wrote an article for Guardian Commentisfree discussing the recent suggestion by Ed Balls that Labour would include pensions in a spending cap. Here is a link to the article too.


Bank of England policy worsening inequality
3 June 2013
read the article

Ros wrote an article for CityAm explaining how the Bank of England's policies are worsening regional and generational inequality, with the young and those in the north losing out. Here is a link to the article as well.


Wealth at Work presentation - Retirement income options
25 May 2013
watch the video

Video recording of Ros' presentation at Wealth at Work's Seminar, giving the consumer perspective on Retirement Income Options for 21st Century.


Let's have a proper debate about pensioner benefits
2 May 2013
read the article

Prudential highlights Ros' concerns that Government needs to address the whole issue of pensioner support in a joined-up way, not by attacking bits of benefits piecemeal.


Workers need better protection in auto-enrolment
25 April 2013
read the article

2013 - Ros' views were highlighted on StockMArketWire, explaining how workers are not properly protected against unfair charges and poor regulation in auto-enrolment.


Ros on BBC Breakfast TV about state pension changes
23 April 2013
view the video

Ros was on BBC Breakfast TV explaining the state pension age changes (Ros starts from 1 min 20secs into this clip).


Ros answers viewers questions on BBC Breakfast TV
23 April 2013
view the video

Ros was interviewed on BBC Breakfast TV answering viewers state pension questions.


Ripped-off Britons - Guardian cartoons on consultancy charging
13 Aprl 2013
read the article

The Guardian's 'Ripped off Britons' cartoon section used Ros' views on consultancy charging to highlight the problems faced by workers forcibly paying for advice to their employers, from unregulated unqualified 'consultants'. She calls for the Government to stop or cap the charges.


The Independent Feature: Are politicians undermining capitalism?
30 March 2013
read the article

Ros was interviewed by the Independent for a feature on her career which highlighted the pensions campaign she was part of and her views on the dangers of QE


Ros Debates QE with Leigh Blue on BBC2 Daily Politics Show
26 February 2013
listen to the recording

Ros was guest of the day on BBC2 Daily Politics and had a discussion about Bank of England policies with Leigh Caldwell


Ros comments on South Korean pensions in international context
8 February 2013
listen to the recording

Ros was interviewed on South Korean efm Radio Station's Primetime show explaining lessons that South Korea could learn from other countries in terms of pension reform


Ros on Moneybox about Annuities
2 February 2013
listen to the recording

Ros was on Radio4 Moneybox explaining some concerns about whether the FSA's latest thematic review of annuity sales will go far enough to really protect customers properly.


Ros's evidence on QE to TreasurySelectCommittee
28 January 2013
view the video

Ros gave evidence to the Treasury Select Committee Inquiry into Quantitative Easing and explained why the Bank of England's models may not work in the UK economy at the moment, indeed QE may have been a drag on growth.


There's no Magic Money Tree for pensions
15 January 2013
read the article

Ros wrote an article for the Times newspaper explaining why radical state pension reform is essential and how unrealistic expectations have been allowed to develop which have hindered pension provision.  She explains that many people think pensions work like magic, but there is no magic money tree for people in retirement


Ros is one of Pensions Insight's top 5 pension tweeters
2 January 2013
read the article

Ros was named by Pensions Insight as one of the country's top 5 pensions tweeters


Pensions Insight - top 50 Most influential people in pensions
2 January 2013
read the article

Ros was named by Pensions Insight as one of the top 50 most influential people in pensions for 2013


Citywire Westminster blog on 3 main parties pension policies
January 2013
read the article

Ros wrote a blog for Citywire critiquing the pensions policies of Labour, LibDems and Tories and explaining how their policies reflect their political supporters


CNNs Quest means Business - Christmas Monopoly
28 December 2012
Watch Video

Ros appeared in Quest Means Business on CNN to discuss the future of the EU while playing Monopoly!


Ros interviewed on BBC News Channel after autumn Statement 2012
5 December 2012
Watch Video

Ros was interviewed on BBC News Channel giving her reaction after the Chancellors Autumn Statement


Sky News post Autumn Statement
5 December 2012
Watch Video

Ros was interviewed after the Chancellor's Autumn Statement, giving her reaction to the measures.


BBC News Channel, pre Autumn Statement
5 December 2012
Watch Video

Ros was interviewed on the morning of the Chancellor's Autumn Statement calling for help for savers and for pensioners in income drawdown.


What the Experts want to see in Autumn Statement
2 December 2012
read the article

BBC website surveys experts to ask what they want to see in the Chancellor's Autumn statement - Ros is the second one down, calling for recognition of the value of savers.


Ros on BBC Breakfast calling for policy to help savers
2 December 2012
Watch Video

Ros was interviewed on BBC Breakfast Television, explaining why she has written to the Chancellor asking him to put savers at the heart of his budget.


Make This An Autumn Statement For Savers
30 November 2012
Watch Video

Youtube video in which Ros calls on the Chancellor to introduce policies to help savers in his Autumn statement.


Ros was interviewed on JazzFM
12 November 2012
listen to Part 1 | listen to Part 2

Jazz in the City on Jazz FM featured Ros' life and work in pensions and a few of her favourite tracks - listen in two parts if you'd like.


Ros on the BBC Daily Politics Show
25 October 2012
read the article

Ros was the guest on Andrew Neil's BBC Daily Politics Show. Discussing economic growth figures, public sector pensions, women on boards and Dog of the Year!


Moneywise TV - Is it still worth saving in a pension
24 October 2012
read the article

Ros' interview on Moneywise TV explaining the pitfalls for pension savers and the need to consider alternatives to saving only in the inflexible pension product.


Citywire - Westminster view - LibDems idea to use pensions for younger people's housebuying
9 October 2012
read the article

Ros wrote a blog for Citywire highlighting that the LibDems' suggestion of using older people's pensions to fund younger people's house purchase could jeopardize retirement security.


Age discrimination has no place in the modern workplace
5 October 2012
read the article

Ros was on ITV Daybreak and was quoted on the ITV website welcoming the end of the Default Retirement Age at last. Age discrimination is out of date and should be consigned to the scrap heap.


LSE blog - Government must be careful how policy affects pensioners
25 September 2012
read the article

Ros wrote a blog for the London School of Economics website explaining how pensioners have been damaged by both fiscal and monetary policy - contrary to popular belief.


Guardian Comment - Don't use pensions for house deposits
19 September 2012
read the article

Ros wrote a blog for the Guardian website responding to Nick Clegg's suggestion that pensioner benefits should be means-tested - very unwise and penalise savers and private pensions.


The perils of Skype - sound good, vision dreadful
8 September 2012
read the article

Dr Ros Altmann, from the Saga group, tells Kasia what her members make of the Liberal Democrats plans have been announced for parents and grandparents to use their pension pots to help family members get on to the housing ladder.


Economic policies leave average pensioner £1318 worse off
12 September 2012
read the article

Article on Daily Mail website explaining why pensioners are worse off as a result of official policies.


Is this the end of pensions?
8 September 2012
read the article

Article published by 'This is Somerset' discussing Ros' views that pensions need a new image, more flexibility and perhaps also a new name, to help overcome reluctance to save.


Do pensions need a new name to be less scary?
8 September 2012
read the article

Daily Express article discussing Ros' views that pensions need a new image, more flexibility and perhaps also a new name, to help overcome reluctance to save Express 8th Sept pensions need new name.


Solution to the aging population - rethink retirement
18 July 2012
read the article

Ros wrote a blog for the Huffington Post explaining her thoughts on why the aging population is great news.


IPSA - MPs pay and pensions
23 June 2012
read the article

Ros was asked to submit her views to the Independent Parliamentary Standards Authority investigation into appropriate pay and pensions for MPs. This is her submission


Ros gave evidence in Parliament on social care funding reform to Health Select Committee
19 June 2012
read the article

Ros was called to give evidence to the Parliamentary Health Select Committee and she highlighted that failing to reform funding of social care risks bankrupting the NHS and that integration of health and care spending is important for those needing care.


Ros on SkyTV commenting on WRVS report on elder care
25 May 2012
watch the video

Ros was interviewed on Sky News commenting on reports that Britain does not treat its older people as well as other countries.


Guardian feature on Ros and her aims at Saga
28 March 2012
read the article

The Guardian interviewed Ros to highlight her work at Saga and what she wants to achieve


Sky interview - Budget and the 'grannytax'
21 March 2012
read the article

Ros was interviewed on Sky News following the Budget on 21 March and explains why the 'granny tax' is an astonishing attack on those decent pensioners who have saved


Huffington Post blog - what should the Budget do?
20 March 2012
read the article

Blog for the Huffington Post website explaining what Ros would like to see in the Chancellors forthcoming Budget


ITV News interview on Tesco pension changes
15 March 2012
read the article

Ros was interviewed for ITV lunchtime, 6 o'clock and 10 o'clock News explaining that Tesco pension scheme changes still mean the scheme is a really good deal for staff


Baby boomers need better savings policy
9 March 2012
read the article

Blog highlighting Ros' views on how QE has damaged the interests of older generations


Channel 4 debate - QE isn't working
6 March 2012
read the article

Ros took part in a live debate with Ruth Lea on whether QE is working or whether it is doing more harm than good. See what you think.


YouTube video - QE has reduced pensions by 20%
1 March 2012
read the article

Ros explains why QE has taken money from people's pensions and given it to borrowers and banks, leaving pensioners poorer in retirement


QE takes more money from pensions than Maxwell did
1 March 2012
read the article

Ros highlights that the Bank of England's policy of Quantitative Easing has taken more money from more people's pensions than Robert Maxwell ever did!


QE is silently stealing older people's assets
20 February 2012
read the article

Ros wrote a blog for the Daily Mail's 'RightMinds' blog website, explaining in detail how QE is damaging our pension system and is not a sensible strategy for trying to boost growth.


FT broadcast: Should the under 30s invest in pensions?
16 January 2012
read the article

Ros contributes to an FT webcast examining the relative merits of younger people investing in pensions or ISAs.


Channel 4 - Ros explains why society should value older people
29 December 2011
read the article

Ros explains, for the Channel 4 website, why society should not ignore the value of older citizens.


Andrew Dilnot Webchat
14 December 2011
read the article

Ros talks to Andrew Dilnot for the Saga webchat series and he explains how the crisis requires urgent reform. Waiting too long is a huge risk and Government needs to hear more fuss from those who want reform.


Ros on Pensions Radio
December 2011
read the article

Ros was the first guest to be interviewed on Steve Bee's new JargonFreeRadio channel.


Pensions Minister 'Webb-Chat', Ros interviews Steve Webb
8 November 2011
read the article

A Saga 'Webb-Chat' with Ros interviewing Pensions Minister Steve Webb about his time in office, his achievements so far and hopes for future policy.


Ros calls for more intelligent approach to stimulating economy
October 2011
read the article

Ros did an interview for the FT's Pensions Week website, explaining the dangers of QE and its damaging impact on pensions.


Incentivising care saving is important
October 2011
read the article

Ros explains why we really need better incentives and a sensible framework to help people plan to save for care needs in later life, at the moment they have no idea what to do.


People are just not saving for care!
September 2011
read the article

highlights that almost no money is being set aside for care, even though people know it is important. They are just not saving.


Change the way care is funded to help avoid another Southern Cross
August 2011
read the article

Ros explains why local authority cutbacks on care spending are making the business models for care homes unsustainable. Without better funding, we can't get better care.


A victory - Plan to abolish cheques is scrapped
August 2011
read the article

Ros welcomes the decision by the UK Payments council to reverse its plans to abolish cheques. A victory for common sense.


Inflation hits older people harder
July 2011
read the article

Ros explains that inflation is hitting older people very hard and those on fixed incomes are in a dreadful situation.


The reality is that we can't get good care on the cheap
2 June 2011
read the article

Ros wrote a blog for the Telegraph website commenting on the crisis in our care system, with tales of elderly neglect and care homes facing closure, and calling for improved care funding.


Will Government have change of heart over state pension plans?
23 May 2011
read the article

Ros' Saga website blog suggesting that the Government may finally be showing signs of some change of heart over its pension age plans.


FT podcast - Women's pension age changes are a disgrace
14 May 2011
watch the podcast

Ros' interview is the second item on this FT podcast (starting at 4mins 50secs).


FT video interview - EU ruling is bad news for UK pensions
1 March 2011
watch the podcast

Ros gave a video interview to FTfm's Pauline Skypala reacting to the EU ruling on gender based pricing and other pension reform issues.


Motley Fool Money Talk 'What's gone wrong with state pensions'
24 January 2011
read the article | listen to the interview

Ros was interviewed by Motley Fool's excellent David Kuo on his Money Talk programme, discussing what has gone wrong with state pensions in the UK. Here is a transcript and you can click onto a podcast and listen to the interview from there.


BBC Politics Show
2 December 2010
view the broadcast

Steve Webb and Ros discuss the pensions crisis on BBC Politics Show.


Pensions Timebomb - Detonate or Defuse
23 November 2010

Ros gave the keynote presentation at the launch of the Westminster Business School.  Please use one of the following links:

- VIew the presentation video with synchronised slides (Internet Explorer only)
- View or download the presentation video
- View or download the video of the Q&A session that followed the presentation


Public Sector Pensions Q&A, Channel 4 News
7 October 2010
view the broadcast

Ros was interviewed by Channel 4 News and asked for her comments on the Hutton public sector pensions review.


Sunday Post feature on Ros' appoitment as Saga Director-General
3 October 2010
download article (pdf 1.66mb)

Feature interview with Ros in Scottish Sunday Post newspaper, explaining what she hopes to achieve as Saga Director-General.


Newsnight Retirement Special
7 September 2010
view the broadcast

Ros was on a panel on Jeremy Paxman's Newsnight Retirement Special programme Tuesday 7th September 2010.


FT article - A level playing field for pensions?
14 August 2010
read the article


© Dr. Ros Altmann  |  Home  |  Profile  |  Disclaimer