Older Workers - Fuller Working Lives - Rethinking Retirement


Menopause at work – how employers can help staff manage ‘the change’ new!
29 April 2015
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Personnel Today wrote about Ros’ views on how employers can help their older female staff manage their health and work life through the menopause, with extra support and understanding


Rethinking what retirement looks like
18 March 2015
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Womanthology website reported on Ros views that age friendly policies can tap into a hidden talent pool by ensuring older workers are looked after and rethinking retirement


Older Workers generate jobs for the young
17 March 2015
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Money Expert website carried an article explaining that having more older workers can create extra employment for young people


Report published: A New Vision for Older Workers - Retain, Retrain, Recruit
13 March 2015
download the report

Click this link to read my press release summarising the report.


Why Businesses need older workers - video
11 March 2015
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A video from the Older Workers Champion Business Taskforce with Mercer and Steelite explaining the value of older workers to their businesses


Older workers are vital to our economy
11 March 2015
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The International Business Times carried an article about the Business Champion for Older Workers report and Twiggy launching the Report, because older workers are so vital to the UK economy


BBC Website - Older workers create extra jobs for the young
11 March 2015
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The BBC Website wrote an article explaining how having more older workers in the economy creates more jobs for the young too


UK needs more over 50s in work
11 March 2015
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The Express and Star wrote an article highlighting the reasons why keeping more over 50s in work can benefit the economy


1 in 5 workers felt pushed out before they were ready
20 February 2015
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HR Magazine: It’s time to Revolutionise Retirement
11 February 2015
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HR Magazine highlighted Ros’ views about the need to rethink retirement and extend working life


Embracing and ageing workforce
11 February 2015
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Ros gave the keynote presentation at the Secondsight conference in London explaining why it is essential for businesses to consider the implications of the aging population and adapt retention, recruitment and training policies to the future workforce


Barclays launches new apprenticeship scheme for older workers new!
9 February 2015
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The Daily Mail reported the launch of a new apprenticeship scheme announced by Barclays Bank, as a result of the work that they have been doing with Ros as Business Champion – the apprenticeships will be for more mature applicants, not just younger people


Guardian Comment - Who are you calling old – time to ditch ageist stereotypes
04 February 2015
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Ros wrote an article for the Guardian in which she highlights the negative connotations of the word ‘old’ and calls for an end to such stereotype labelling.


The new plan for getting older – Northern Echo
28 January 2015
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Ros’ views were covered in a feature article in The Northern Echo, talking about the new way of getting older, working longer and enjoying life to the full


Blog on government website – Older workers helping older workers
28 January 2015
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Ros wrote a new blog on the Government’s Older Workers Champion website page, highlighting how many older people are helping each other finding work and recommending websites for people to use


Older Women Workers contribution to the economy
22 January 2015
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Ros spoke to the Women’s Business Council about the contribution being made by older women to the economy and the workforce.


It is possible to return to work at 50
15 January 2015
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A blog about women returners and helping women to return to work after age 50


New blog for Buisiness Champion for Older Workers
14 January 2015
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Ros has started a new blog on the gov.uk website which you can link to here https://businesschampionforolderworkers.blog.gov.uk/


Changing attitudes towards working in retirement – Yorkshire Post Opinion column
13 January 2015
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Ros Opinion column in the Yorkshire Post outlining the findings of a major national survey of older people’s attitudes to work and retirement showing the majority of people don’t want to stop work but want to keep working part time well beyond age 65


50 years of UK road signs
8 January 2015
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Auto Express wrote an article on 50 years of UK road signs, highlighting the controversy over the warning signs against ‘elderly’ people crossing the road and carries a suggestion that taxi drivers consider people wearing headphones much more of a danger than slow older people crossing the road.


Telegraph – Why shouldn’t older people be allowed to work?
8 January 2015
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The Daily Telegraph wrote about Ros’ views that older people can benefit from staying in work and often want to do so


Why shouldn’t older people work?
8 January 2015
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The Daily Telegraph published an article where Ros gives her views on the benefits of longer working lives and why people should consider embracing the idea of working longer.


Employer Taskforce for Older Workers Champion to meet again
5 January 2015
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Recruiter Magazine writes about the second meeting of the Business Champion for Older Workers Working Group Taskforce


Retired people want to work!
26 December 2014
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Ros highlights the results of a Eurofound Survey report which shows that more than half of retired people across Europe would actually like to be working, mostly wanting part time rather than full time work. This is a major social change


Youtube video introducing Ros as Business Champion
16 December 2014
watch the video

Youtube video of Ros explaining her role as Business Champion for Older workesr and introducing the new part of the gov.uk website dedicated to providing information about employment of and for older workers.


This is Money - Firms need to take on older apprentices
14 December 2014
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MailonSunday website carried Ros’ call for firms to take on older apprentices.


Guardian – Employers should harness the potential of older workers
20 November 2014
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Interesting article in the Guardian outlining why employers should not overlook the value of keeping on or bringing in older workers, as well as the young


Independent - get rid of age stereotypes that equate old with frail
16 November 2014
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The Independent highlighted Ros' comments that the labour market harbours ageist attitudes and that too often society treats all older people as frail or disabled when this is simply not appropriate in the 21st century.


Let's embrace longer working lives
12 November 2014
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FTADviser highlighted Ros' calls to embrace longer working lives and comments that retirement thinking has not factored in changing health and demographic trends.


Plan Sponsor - Altmann calls for EU initiative to promote longer working lives
5 November 2014
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Plan Sponsor magazine highlighted a call from Ros for an initiative across Europe to promote the benefits of longer working lives, as the aging population will drag down economic growth.


The case for fuller working lives
4 November 2014
view the presentation

Ros gave a speech to representatives of major UK Trade Associations, explaining the case for fuller working lives.


Interview - Ros Altmann talks about pensions, retirement and savings
4 November 2014
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Ros was interviewed for 'New Retirement' website about her role as champion for older workers and also her views on pension reform and rethinking retirement.


'Reward' - the three R's of the ageing workforce
29 October 2014
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Reward website highlighted Ros' calls for employers to embrace the 3 'R's in dealing with older workers - Retain, Retrain, Recruit.


Embracing the 3 'R's can boost growth and improve later life
29 October 2014
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Ros gave the Robert Butler Memorial Lecture to the ILC Global Alliance forum in London, explaining the need to encourage more productive ageing across the developed world.


ILC Global Alliance Robert Butler Memorial Lecture presentation
29 October 2014
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Ros gave the Robert Butler Memorial Lecture to the ILC Global Alliance forum in London, explaining the need to encourage more productive ageing across the developed world.


Retirement could turn into a nightmare for those who want to keep working
19 October 2014
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Ros was interviewed by the Mail on Sunday explaining the importance of championing older workers and also commenting on the latest pension reforms.


Job adverts for 'recent graduates' are ageist and should be banned
8 October 2014
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Ros was interviewed on Radio4 World At One following an investigation which found that many adverts on the Government's Universal Job Match website had asked for 'recent graduates' or used terms that reflected age discrimination.


Rising retirement ages can boost economy
7 October 2014
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Ros comments on DWP forecasts suggesting that average retirement age should rise by 6 months a year in order to catch up with past trends in life expectancy. She suggests later retirement is inevitable and could provide a welcome boost to lifetime incomes and the economy.


Too many older workers opting out of autoenrolment and rejecting free money
28 September 2014
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Ros comments on the latest data showing that over 50s are the largest group opting out of auto-enrolment and points out that the pension reforms make pensions much more suitable for older workers.


Fuller Working Lives - it's so important
23 September 2014
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Ros gave a speech at the Age Employment Network/LSE conference on later life working, explaining why championing older workers is so important.


Older people have so much to offer, don't just write them off
16 September 2014
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Ros wrote a lead comment for the Daily Express calling for more appreciation of the value of older people and their contribution to society.


Older workers may just need a break, not stopping altogether
13 September 2014
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Ros wrote an article for the Daily Mail extolling the virtues of older workers and calling for measures to encourage and enable longer working lives, with some having career breaks or just some time out, then returning to work, rather than stopping altogether.


Local Enterprise Partnerships support Older Workers Champion
10 September 2014
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Ros gave a keynote address at the Local Enterprise Partnerships forum on longer working lives in Stoke-on-Trent explaining her role as Business Champion for Older workers


Preparing for an older workforce
9 September 2014
view the presentation

Ros spoke at a Bright Blue forum on preparing for an ageing workforce and policy implications of an ageing labour market.


Daily Mail Monday View column - older workers need a jobs revolution
1st September 2014
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Daily Mail published an article in which Ros calls for more jobs for older people and explains how this can benefit all of us.


Plan sponsor calls on HR professionals to back Ros' call for longer working lives
6 August 2014
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PlanSponsor Magazine editorial supporting the idea of longer working lives and calling for HR professionals to back Ros' campaign.


You and Yours phone in - How and when do you want to retire?
5 August 2014
listen here

Ros was the guest on BBC Radio 4's You and Yours Programme discussing Superboomers and retirement.


Daily Telegraph: Gap years for over 50s - Why not?
24 July 2014
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Ros' views on older people taking 'gap years' and then come back to retrain or start a new job after a break are aired in the Daily Telegraph.


TAEN welcomes Ros' appointment as Older Workers Champion
18 July 2014
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The Age Employment Network offers Ros some warm words of advice in her new role.


ILC gives Ros advice as Older Workers Champion
18 July 2014
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The International Longevity Centre welcomes Ros' appointment as Older Workers Champion and offers her some advice on how to achieve success in her new role.


Citywire- Altmann calls for gap years for older workers
17 July 2014
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Citywire highlights Ros' presentation to mark the launch of her role as Business Champion for Older Workers and quotes her thoughts about the benefits of older workers being able to take 'gap years'.


Western Daily Press - Ros to champion older workers
15 July 2014
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The Western Daily Press welcomes Ros' appointment as older workers champion.


Launch of Older Workers Business Champion
14 July 2014
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Ros gave a presentation at an ILC Event to launch her role as Older Workers Champion, explaining why this is needed and what she hopes to do.


Working longer can boost growth
13 July 2014
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Ros explains why extending working lives can be a win-win for everyone - better for employers, for business and for the economy as a whole.


Release announcing Ros as Older Workers Champion
11 July 2014
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Press Release announcing that Ros has been appointed as the Government's Business Champion for Older Workers.


A whole new concept of retirement can start
29 June 2014
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Ros explains why extending the right to flexible working to everyone can help redefine the whole concept of retirement.


The changing face of retirement - DC Investment Forum
22 May 2014
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Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK


Demographic Challenges demand new retirement thinking
30 April 2014
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Ros gave a presentation at Mallowstreet's Pension Industry forum - P4C - outlining why the demographic challenges of an aging population will mean that retirement needs to be rethought in order to help solve the pensions crisis


Swiss Re Centre for Global Dialogue - Connection Generations - Modern pensions?
4 February 2014
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This is a video recording of Ros' speech at the Swiss Re forum on 'Connecting Generations' discussing a pension system for the modern era.


Connecting Generations - A Pension System for the Modern Era - Fantasy or Reality'
4 February 2014
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Description: Ros spoke at a Swiss Re conference on modernising pension thinking, explaining why we need to rethink our lives and embrace a new phase of part-time working.


IFS study is a wake up call for saving and working longer
17 December 2013
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Ros comments on the IFS study which suggests people born in the 1960s and 1970s are worse off than previous generations at that age. She points out that the IFS says these cohorts did have higher earnings in their early adult years but chose to spend rather than save their money. This means they may need to work longer to make up for longer lives and lower saving.


Raising state pension age is not penalty on the young but an opportunity for a better later life
5 December 2013
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Ros comments on the news that the Government wants to accelerate the rise in state pension ages for younger generations. She explains that this is inevitable as life expectancy rises and that this is not a penalty on the young but an opportunity to embrace a whole new phase of life that previous generations could not have enjoyed, with part time work following a full time career.


There is no Magic Money Tree for pensions
14 January 2013
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Article published in the The Times newspaper where Ros explains why people need to get real about pension thinking and recognise the reality that as life expectancy has increased, pensions will not appear by magic. The state can pay a minimum and the rest is up to you.


Submission to House of Lords calls for social care reform and rethinking retirement in face of demographic change
19 October 2012
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Press Release summarizing Ros' evidence to the House of Lords Inquiry into Public Services and Demographic Change.


At last age discrimination is outlawed in the workplace
5 October 2012
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Press Release welcoming the official end of the Default Retirement Age. It is no longer legal to sack someone for being age 65 - you have to judge how they do their job.


Age discrimination has no place in the modern workplace
5 October 2012
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Ros was on ITV Daybreak and was quoted on the ITV website welcoming the end of the Default Retirement Age at last. Age discrimination is out of date and should be consigned to the scrap heap.


Evidence to House of Lords Committee on Demographic Change
October 2012
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Ros submitted evidence to the House of Lords Inquiry on Public Services and Demographic change, calling for urgent reforms of social care funding and welcoming longer working lives for those who are able to stay active.


Longer lives are cause for celebration and new life plans
29 August 2012
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Ros welcomes ONS figures showing the UK population can look forward to longer lives and staying healthy for longer too. This opens up tremendous opportunities for enhanced lives but needs planning for working longer and saving for care needs as well as pensions.


Solution to the aging population - rethink retirement
18 July 2012
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Ros wrote a blog for the Huffington Post explaining her thoughts on why the aging population is great news.


Record numbers of over 65s working - good news and bad news
18 July 2012
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Ros comments on latest employment figures showing record numbers of over 65s at work. This shows a social reovlution is underway, but also indicates the problems faced by those nearing retirement whose pensions have not worked out well.


Aging population is something to celebrate
16 July 2012
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Ros comments on figures from the ONS showing record numbers of older people in the population, and rising numbers of babies being born too - this is all good news and longer life expectancy means people can keep working part-time at later ages.


Record numbers working past pension age - social revolution?
13 June 2012
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Press Release commenting on the latest ONS official figures showing that the numbers working past pension age have doubled in the past ten years


Retirement should be a process not an event
14 May 2012
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Press Release commenting on latest research from ILC explaining the benefits to society of embracing our 'bonus years' which can be the solution to Rethinking Retirement.


As pensions haven't worked out, older people keep working
17 April 2012
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Ros comments on figures from CIPD suggesting that more older people are 'hoarding jobs' and suggests that these figures are misleading, because there are more people in these age ranges now and many are finding they need to work due to pension shortfalls too.


We're stuck in a time warp, must rethink pensions and retirement
11 April 2012
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Ros outlines her vision for a new phase of life, with people working longer but part time, as pensions have not delivered enough to support longer lives adequately.


Pensions crisis - paying for an aging population?
19 March 2012
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Ros gave a speech at the Rotary Club in London, explaining the need for new thinking to help fund increasing numbers of older people and help solve the pensions crisis


Transcript of Ros speech on reforming state pensions and retirement
1 November 2011
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This is the transcript of Ros' session at the Westminster Employment Forum conference on Pension Reform.


Reforming Retirement and the State Pension
1 November 2011
view PowerPoint presentation (pdf, 57kb)

Ros speaking at the Westminster Employment Forum conference on reforming state pensions and Reforming Retirement, next steps for policy.


No more DRA - hurray!
3 October 2011
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Press Release welcoming the news the Default Retirement Age has officially ended and workers can no longer be sacked for being 65.


Life after abolition of the DRA
15 September 2011
view PowerPoint presentation (pdf, 70kb)

Ros gave a presentation to the COHPA Annual General Meeting in London, explaining issues relating to working practices and occupational health after the abolition of the Default Retirement Age.


Living to 100
4 August 2011
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Release welcoming the news that millions of people are going to live to be 100 and that gives us the opportunity of many more years of healthy life and part-time work to supplement our pension savings.


Daily Express - Celebrate the Bonus Years
4 August 2011
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Ros wrote a piece for the Daily Express explaining that, with so many more people living to 100, we should be able to celebrate 'bonus years'.


Solving the Pensions Crisis
28 June 2011
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Ros spoke at UJC in London, highlighting the effects of the pensions crisis and how we can solve it.


Saga publishes Guides to managing work after DRA ends
11 April 2011
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After the Default Retirement Age is abolished, workers and employers have a whole new landscape and Ros commissioned the Age Employment Network to produce two independent Guides - one for Employers and one for Employees, published by Saga, giving information and examples of managing life without a default retirement age.


Employers can no longer sack you for being age 65!
6 April 2011
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Ros chaired the inaugural Saga Thought Leadership Seminar on 'Rethinking Retirement' with Pensions Minister Steve Webb giving the keynote speech. This is a report of the Seminar and links to the Guides for Employers and Employees to help manage working life without a default retirement age.


Ageing and Pensions
6 April 2011
view PowerPoint presentation (pdf, 99kb)

Ros gave a keynote presentation at the Pensions Excellence conference in London on overcoming the pensions crisis and how to avoid ending up with our ageing population falling into poverty.


Growing Old 'Dis'Gracefully
24 March 2011
view PowerPoint presentation (pdf, 146kb)

Ros gave a keynote presentation and the Pensions Management Institute's Spring Conference in London, explaining that living longer is great news, but we need to rethink our lives and take advantage of being healthier and capable of working longer.


Motley Fool Money Talk 'What's gone wrong with state pensions'
24 January 2011
read the article | listen to the interview

Ros was interviewed by Motley Fool's excellent David Kuo on his Money Talk programme, discussing what has gone wrong with state pensions in the UK. Here is a transcript and you can click onto a podcast and listen to the interview from there.


Extending working lives - great news!
16 January 2011
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Ros wrote a feature for FT Financial Adviser explaining why ending the default retirement age and extending working lives is great news. People want to work longer, but let's make it part-time.


End of DRA is great news
13 January 2011
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Press Release welcoming the end of the Default Retirement Age.


Guardian blog - welcome the end of Default Retirement Age
13 January 2011
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Ros wrote a blog for Guardian website welcoming the end of the Default Retirement Age and pointing out that if older workers can work longer, this will also create more jobs for the young as the growing numbers of older people will have more money to spend in their old age.


Financial Adviser - Will the Pensions Bill work well?
January 2011
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Ros' feature article for FT Financial Adviser outlining why the measures in the Pensions Bill are not enough to really properly reform pensions in the way we need.


Millions will live to over 100 - don't waste those years
29 December 2010
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Press release welcoming news that millions will live to 100 but suggesting that means we need to rethink our lives and work longer.


The future of retirement
2 December 2010
view PowerPoint presentation (pdf, 576kb)

Ros gave a speech at a PwC forum on Rethinking Retirement in which she outlines her views for a whole new phase of life where people in their 60s and 70s keep working part-time.


Pensions Time Bomb - Detonate or Defuse
23 November 2010
view PowerPoint presentation (pdf, 576kb)

Ros gave the inaugural lecture for University of Westminster Business School outlining her views of the future of pensions and how to defuse the demographic time bomb.


Future Direction of Pensions
10 November 2010
view PowerPoint presentation (pdf, 275kb)

Ros gave keynote speech at the Inside Government Forum outlining her views on the need for further pension reform and attention being paid to the looming crisis in care funding.


Response to State Pension Age Review
5 August 2010
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Ros responded to DWP Review of acceleration of state pension age increase.


Increasing State Pension Age
4 August 2010
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Press Release explaining Ros' response to the DWP Review of state pension age, saying longer working lives are inevitable, but calling for measures to reform the labour market


Part-time work is essential in later life
27 June 2010
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Sunday Post article calling for more part-time work for older people instead of retiring completely all of a sudden. Raising the state pension age without reforming the labour market may not work.


Making the most of an ageing workforce
25 June 2010
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Comment piece published in the Guardian, outlining the urgent need to get rid of ageism in the workplace and help employers and workers to appreciate the value of working part-time in later life.


Radio 4 Today programme interview
24 June 2010 07.25am
listen to the interview

Ros was interviewed on Radio 4 Today programme and argued that we must end ageist attitudes in the workplace.


Longer working lives are inevitable
24 June 2010
watch the interview

Ros on ITV lunchtime news explaining that older workers should cut down gradually but have to work longer.


Retirement age concept is damaging and out of date
4 May 2010
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Taylor Vintner's Solicitors quote Ros saying that forcing people to retire is bad for the economy.


The future for workplace pensions after 2012
18 March 2010
view PowerPoint presentation (pdf, 96kb)

Keynote presentation at University of East Anglia's forum on Workplace Pension Reform.


Ros Shows Politicians The Way
March 2010
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Leader in Money Marketing Retirement Strategy Magazine, where Paul MacMillan supports Ros' calls for pension reform.


Harriet Harman is right - longer working lives are inevitable
11 January 2010
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Press Release offering support to Harriet Harman for her comments about the benefits of longer working lives, but pointing out that policy needs to be changed to support this.


The Times - Spend the 'bonus' years on work and play
7 October 2009
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Feature article published in the Times explaining that, as people live longer, saving enough money to support themselves in full retirement is no longer a realistic option - part time work in later life will be needed but this is good for people and offers them 'bonus years'. Click here to read the article on the Times website.


Guardian Commentisfree - This Pension Plan is too Conservative
7 October 2009
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Rcomment where Ros discusses the latest Conservative Party proposals to accelerate the increase in state pension age, pointing out that other changes to our pension system are required before any such moves can be contemplated. Click here to link to the Guardian web page.


Telegraph: Mandatory Retirement Age Must Be Put To Rest
1 October 2009
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Ros wrote a comment article for the Telegraph website explaining why new thinking is needed on phasing in retirement. Part of the solution to our pensions crisis must entail encouraging part-time work in later life. Click here to read the piece on the Telegraph website.


Telegraph Comment: Mandatory retirement ages must go
30 September 2009
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Comment piece for Daily Telegraph website explaining why it is essential that people consider working longer, part-time, since pensions alone cannot deliver enough for a decent retirement of many decades. Working longer is good news if we can work part-time. More leisure and more money. Click here to link to the web blog.


Three Sixty conference – New Thinking for Retirement and Pensions
15 May 2009
view PowerPoint presentation (pdf, 380kb)

Presentation given at Three Sixty's National Conference, outlining the history of our pension system, mistakes that have been made and the need to radically reform both pensions and retirement


IEA conference: The future of the 'post-retirement' market
12 May 2009
view PowerPoint presentation (pdf, 380kb)

Presentation given at the IEA 12th Annual conference on the Future of Life Assurance, outlining Ros' views on the future of the 'post-retirement' market.


Guardian comment: Employers cut pension contributions – dangers for retirement
11 April 2009
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Guardian on-line Comment column in which Ros explains the dangers of a major pension company cutting its pension contributions in response to the credit crisis and cost cutting pressure. This will mean disappearing employer pensions and then disappearing retirement.


Pensions in the 21st Century
26 November 2008
view PowerPoint presentation (pdf, 124kb)

Speech given to Tax Incentivised Savings Association (TISA) conference outlining Ros' vision of a sustainable pension system and required reforms for 21st Century.


'Bonus Years' - FT letter about longer working lives
16 April 2008
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Letter published in the Financial Times explaining that policy needs to help people prepare for a period of part time work at older ages that can benefit them, the economy and society - the possibility of us all enjoying our 'bonus years'.


Solving the pensions crisis
11 March 2008
view PowerPoint presentation (pdf, 95kb)

Ros gave a brief presentation and participated in a panel discussion at the PMI Spring Conference, outlining why she believes pension reform will not solve the forthcoming pensioners crisis.  She explained that state pension reforms are inadequate, while personal accounts may  make things worse for many.


Scottish Widows seminar on Pensions Commission proposals
12 December 2005
view PowerPoint presentation (pdf 61kb)

Presentation delivered at Scottish Widows seminar in Edinburgh, outlining Ros’s reaction to the Pensions commission proposals and explaining her hopes for a more radical approach to both pensions and retirement.


Savings Market conference - Radically rethinking retirement
8 December 2005
view PowerPoint presentation (pdf 240kb)

Presentation to the Savings Market conference in London, entitled ‘Radically Rethinking Retirement, New approaches for the 21st Century’ discussing Ros’s views that we need to reconsider what we expect from both retirement and pensions, in order to be able to move forward on pension reform.


Letter on gradual retirement
April 2005
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Letter written to Financial Times explaining why encouraging gradual retirement is a key element of pension reforms.


Moving Pension Thinking into 21st Century
Spring 2005
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Article published in 'Money is Changing' Special Report on Financial Services Marketing, published by Dig for Fire. The article examines the need to re-think retirement, reform state pensions and encourage longer working lives, to move pension thinking into the 21st Century.


Rethinking Retirement
July 2004
read the article (pdf, 111kb)

Article published in ‘The Tomorrow Bulletin’ discussing the Tomorrow Project report ‘Opportunity of a Lifetime’ and setting out Ros’s proposals for radically rethinking the concept of retirement and introducing a lifetime savings framework.


Gradual Retirement
February 2003
read the article (pdf, 22kb)

Article written for "Pension Funds and their Advisers" outlining how pensions alone cannot solve the problems of financing an ageing population. Working longer, but not full time, is an essential element of reform.


Retirement - a 'process' not an 'event'
October 2002
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Article written for Financial Adviser outlining the benefits of retiring gradually, rather than suddenly stopping work.


Making Pensions and Pensioners Work Well
October 2002
read the transcript (pdf 126kb)

Notes and slides from a speech given to a Third Age Employment Network Seminar on 'Retention and Returners', discussing the need to encourage people to retire gradually and save more.


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