Long-term Care - Crisis and Reform

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Incentivising Care Funding – A Social Imperative new!
7 May 2015
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Ros gave a keynote speech at the Faculty and Institute of Actuaries Health and Care Conference explaining her views on the social care crisis and the urgency of addressing the lack of social care funding in our ageing population


Hope for care saving incentives
3 February 2015
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Stock Market Wire carried an article calling for incentives to encourage people to save for social care needs in later life, perhaps alongside or within pensions with specific tax breaks


Let’s have new tax incentives for care saving
2 February 2015
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Ros calls for new incentives to be introduced by the government to encourage people to save for care needs – whether it is via Care ISAs, or using pensions tax free, or other initiatives she calls on Government to urgently address the lack of pre-funding for care.


Altmann hopes for care saving incentives
1 February 2015
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Stockmarketwire website repeated Ros’ calls for new incentives to help people save for later life care needs


The Times – Families crippled by care costs may get savings incentives
31 January 2015
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The Times newspaper highlights Ros’ call for new incentives to help people save for later life care needs, perhaps with Care ISAs or allowing people to withdraw money from their pensions tax free if used for care


Policymakers must wake up to the care crisis
20 January 2015
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Ros explains why the care crisis is not being addressed yet and puts forward some suggestions for policymakers to consider


Let's have tax breaks for care savings
5 September 2014
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Ros calls for incentives for saving for later life care needs in response the Barker Commission report.


Response to Barker Commission on Care Funding
4 September 2014
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Ros responds to Kate Barker's Commission calling for integration between health and care provision and encouragement of saving for later life care needs.


Yorkshire Post column - We need tax breaks for care savings
30 June 2014
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Ros wrote a column for the Yorkshire Post calling for new tax breaks to help people save for the looming costs of social care.


Budget Pension reforms pave the way to kick-start care funding
20 June 2014
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Ros explains why the pension flexibility introduced in the Budget can help pave the way for new products and approaches to encourage people to save for later life care costs.


Baroness Kingsmill is right - social care crisis demands integration of health and care
16 May 2014
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Ros comments on the Report into social care by Baroness Kingsmill which highlights yet again the growing crisis and Ros explains why integration of health and care is going to be vital to overcoming some of the problems. She explains that the NHS is unsustainable without such reforms


Response to Barker Commission on Social Care Funding in England
15 May 2014
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Ros responded to the Barker Commission into social care funding in England. She points out that she believes we need a national system of care funding and that the current inequalities between different areas of the UK lead to confusion undermine the required integration between health and social care that is essential to the future of the NHS


What could be NISA - using ISAs to fund future care
24 March 2014
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Ros welcomes the Budget changes for ISA savings and calls on the Chancellor to use ISAs to incentivise saving for social care - perhaps allowing such savings free of inheritance tax.


2020Health seminar Fit for LAter Life - social care reform
6 November 2013
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Ros was a keynote speaker at a Seminar in the House of Commons exploring important issues around overcoming stereotypes, keepnig fit for later life and reforming social care to ensure a better advanced old age for all.


Zero hours contracts don't fit well with decent care
16 September 2013
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Ros explains her views on that zero hours contracts do not fit well with caring professions, where continuity and a caring environment are important


Low rates force millions to gamble their savings
4 September 2013
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Telegraph website explains Ros' views on the dangers of low interest rates distorting the economy and forcing savers to gamble with their future financial security.


Pensions World - Pensions not the best way to save for care
July 2013
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Pensions World Magazine features Ros' comments about saving for long-term care separately from pensions.


Queen's Speech - what to watch out for on social care
8 May 2013
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Press Release highlighting that the Social Care bill highlighted in the Queen's Speech is welcome but only one small part of what is needed to solve the social care crisis.


Social Care reforms welcomed - Dilnot framework will really help
10 February 2013
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Ros comments on the anticipated Government reforms to be announced that will pave the way to introduce Dilnot-style framework to reform social care funding over the longer term. Broadly welcoming the changes, she highlights how they can help the process of reform.


Means testing pensioner benefits to fund Dilnot could make care crisis worse
3 January 2013
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Ros explains why CentreForum proposals by Paul Burstow to fund Dilnot reforms by means testing pensioner Winter Fuel Payments will not work. They risk making more pensioners worse off and needing care, since extending means testing will lead to lower savings


Norman Lamb wants to make dementia a top priority - great news
25 October 2012
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Ros welcomes Norman Lamb's comments that he wants to make improving dementia care a top priority. Saga fully supports this aim and wants to see urgent action.


LGA warning confirms short-term fixes won't cure care crisis
24 October 2012
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Press Release commenting on latest warnings from Local Government Association about the looming care crisis - we need radical reform, short-term fixes won't work.


Submission to House of Lords calls for social care reform and rethinking retirement in face of demographic change
19 October 2012
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Press Release summarizing Ros' evidence to the House of Lords Inquiry into Public Services and Demographic Change.


Evidence to House of Lords Committee on Demographic Change
October 2012
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Ros submitted evidence to the House of Lords Inquiry on Public Services and Demographic change, calling for urgent reforms of social care funding and welcoming longer working lives for those who are able to stay active.


Is Cameron finally coming round to idea of Dilnot's cap?
16 August 2012
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Release welcoming reports that David Cameron may insist on supporting Dilnot's £35,000 care funding cap.


Care reform can free up NHS Emergency beds
9 August 2012
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Ros comments on a report from the King's Fund which highlights the possible savings in emergency bed use by older people if more prevention and home care is funded.


White Paper reforms meaningless without more funding
11 July 2012
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Press Release commenting on the Government's proposed reforms of social care, highlighting that the reforms are welcome, but cannot be implemented meaningfully without reform of funding.


Empty words won't deliver decent care
9 July 2012
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Ros comments ahead of the release of the White Paper on social care reform, pointing out that if the Paper fails to reform funding of social care, it won't address the crisis.


Let's have Care ISAs to start the savings we need for care
9 July 2012
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Press Release welcoming calls from influential Tory MPs for the Government to introduce care ISAs and perhaps family care saving plans to help people prepare for care - Social Care reform will still require a care savings culture and so far there are no incentives to save for care - and indeed most people don't realize they even need to.


We'll save in the future if we spend more on social care now
8 July 2012
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Ros wrote an article for the Sunday Telegraph, explaining why we must not think too short-term about social care reform - if we don't fund it now, it will cost more later. People need to save for later life care needs.


Ros gave evidence in Parliament on social care funding reform to Health Select Committee
19 June 2012
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Ros was called to give evidence to the Parliamentary Health Select Committee and she highlighted that failing to reform funding of social care risks bankrupting the NHS and that integration of health and care spending is important for those needing care.


ADASS survey shows care funding fell £890m last year
14 June 2012
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Ros comments on results of ADASS Survey revealing that, even as demand for care rose, funding fell by £890m last year - how can we deliver decent care with councils cutting spending?


Building on Dilnot - a partnership approach
14 June 2012
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Ros gave a keynote speech at the Institute for Economic Affairs future of savings conference explaining how the Care Crisis needs urgent resolution and how saving for care could be facilitated by building on a Dilnot-style approach


Ros on SkyTV commenting on WRVS report on elder care
25 May 2012
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Ros was interviewed on Sky News commenting on reports that Britain does not treat its older people as well as other countries.


Saga backs David Cameron's Dementia Challenge
24 May 2012
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Press Release outlining Saga's support for a national campaign to raise awareness of dementia and help carers by creating dementia friendly communities.


Express Comment: Care reform can't wait any longer
23 May 2012
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Ros wrote a Comment article published in the Daily Express explaining the unfairness of the current care system and how private payers are subsidizing publicly-funded care residents.


Challenges of providing for pensions and care in an aging population
21 May 2012
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Ros gave a presentation in the House of Commons to the LibDem Parliamentary Health and Social Care Committee outlining the challenges of funding pensions and care for our aging population.


Guardian Comment - why social care spending must not only be focussed on poorest
9 May 2012
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Ros wrote for the Guardian website explaining why the proposal from the Centre for Social Justice to just target state social care payments only on the poorest would be wrong - this would be a significant disincentive to save.


Queen's Speech indicates no urgency on care reform
9 May 2012
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Press Release expressing disappointment that the Queen's Speech only included a draft social care bill, rather than urgent immediate reform.


Endorsing open letter to Prime Minister on care reform
8 May 2012
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Ros explains why Saga endorses calls for urgent reform of social care in an open letter to David Cameron, pleading with him to tackle care reform with the urgency it demands.


Care reform is urgent, Government must take its head out of the sand
27 April 2012
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Ros endorses comments from the Local Government Association calls for urgent care reform.


Social Care reform - A partnership approach
19 April 2012
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Ros gave a presentation at the ADASS Spring Conference outlining the issues for reform of social care.


Treasury Select Committee demands evidence of QE impacts
18 April 2012
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Ros welcomes Treasury Select Committee report demanding evidence from the Bank of England to justify the effects of its QE policy on pensioners, pension funds and annuities.


Report into Domiciliary care highlights inadequacies
16 March 2012
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Press Release supporting the findings of the Report on Domiciliary Care and calling for improved standards of dignity and decency in UK care provision


Care and Support Alliance lobby is important
1 March 2012
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Ros supports the need for urgent care reform and urges the Government to take notice of the Care and Support Alliance lobby


Minister in denial over care crisis
8 February 2012
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Press release following the Health Select Committee report on Social Care, commenting that the Minister for Social Care seems to be in denial about the underfunding in our care system and fails to appreciate some of the potential reforms.


We must ringfence the extra money for care
25 January 2012
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Press Release explaining why the Government should ring-fence the extra money it says it has allocated to social care, to ensure it is actually spent on care.


Care crisis and reform
25 January 2012
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Ros gave a presentation to the Presidents Forum explaining the background and possible future of the UKs crisis in social care.


Proper care reform can't wait
16 January 2012
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Press Release ahead of cross-party care talks in Parliament calling for urgent reform that goes beyond party politics.


Wishes for 2012 - let's start solving the care crisis
2 January 2012
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Citywire asks Ros for predictions for 2012 and big policy challenges we face.


Another confirmation of our care crisis
15 December 2011
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Press Release commenting on latest reports showing inadequacies of dementia care in our hospitals - this crisis is real and must be tackled urgently.


Why care needs care
16 December 2011
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Article published in the JC outlining that we most people need to think about preparing for care needs and what they might consider.


Dilnot at Saga Thought Leadership Seminar
8 December 2011
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Dilnot says in 30 yrs studying our welfare state social care is least efficient & least equitable part of our system and reform is urgent.


Andrew Dilnot Webchat
14 December 2011
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Ros talks to Andrew Dilnot for the Saga webchat series and he explains how the crisis requires urgent reform. Waiting too long is a huge risk and Government needs to hear more fuss from those who want reform.


What solutions can Homecare offer?
10 November 2011
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Ros gave a presentation Lang and Buisson Annual Care Conference, highlighting the benefits of care in the home and how we need to reform the system to make it work better.


Reform of Care Funding - role of Private Sector
18 October 2011
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Ros gave a presentation at the ILC-Institute of Actuaries conference on Reform of Care funding, outlining the role that can be played by the private sector.


Shameful and shocking evidence of care crisis
October 2011
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Ros calls for recognition of the scale of our care crisis as more shocking evidence of neglect emerges.


Some of Dilnot's recommendations can start with no cost
October 2011
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The crisis in care is so great, Ros urges Government to get on with ending the postcode lottery, ensuring standardized assessments and integration of NHS and care services.


Incentivising care saving is important
October 2011
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Ros explains why we really need better incentives and a sensible framework to help people plan to save for care needs in later life, at the moment they have no idea what to do.


What next for Dilnot recommendations - no long grass?
October 2011
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Ros YouTube video explaining her fears that the Government is not taking Dilnot's recommendations seriously enough and arguing that they must not just be kicked into the long grass.


Guardian Comment - Don't ask relatives to fill the elderly care gap
26 September 2011
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Ros article published in the Guardian Comment section, in response to Royal College of Nursing suggestions that relatives to should care for patients in hospitals as nursing staff don't have time.


Kings Fund speech - A new future for social care
20 September 2011
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Ros presented her views on the future for social care following the Dilnot Report, outlining the need for urgent change.


People are just not saving for care!
September 2011
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highlights that almost no money is being set aside for care, even though people know it is important. They are just not saving.


Benefits of Dilnot's cap
September 2011
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Ros explains why suggesting a cap on the contributions people will need to make for care is so clever and Dilnot's framework could really help people plan.


Don't take away funding from those with moderate needs, it will cost more later on if we do
September 2011
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Dilnot suggests only starting needs assessment with 'substantial' need - it is actually very important to ensure those with 'moderate' needs also get help to prevent them needing more care later.


Change the way care is funded to help avoid another Southern Cross
August 2011
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Ros explains why local authority cutbacks on care spending are making the business models for care homes unsustainable. Without better funding, we can't get better care.


FT - Social Care Issues have been ignored for too long
9 July 2011
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Ros' article published in the Financial Times Money Section commenting on the need for reform of social care and discussing possible financial products that could follow Andrew Dilnot's framework for change.


Long grass beckons - Disappointing Government response to Dilnot report
7 July 2011
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Ros comments on the Government's response to Dilnot's recommendations, which seem to suggest no urgent action and no White Paper - just a 'progress report' next Spring.


Daily Express - Use NHS Cash for Care Reform
5 July 2011
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Ros article published in the Daily Express explaining Dilnot's recommendations for long-term care reform and suggesting that they could be paid for by reassigning health service spending towards social care.


Care catastrophe will make pensions crisis look like a minor problem
5 July 2011
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Ros wrote an article for the Yorkshire Post which explains why reform of social care is so urgent.


Daily Mirror - Dilnot is just the start of long-term care reform
5 July 2011
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Article published in the Daily Mirror with Ros' comments on the urgent need for reform of our social care system and outlining the reforms proposed by Andrew Dilnot's commission.


Guardian Comment - Dilnot must not be ignored
4 July 2011
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Ros published her thoughts on Guardian Comment website explaining that although Dilnot's recommendations are not perfect, reform must begin urgently and not be kicked into the long grass.


People not saving for care
3 July 2011
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Press Release about Saga Survey results highlighting the inadequacy of savings for long-term care needs - nearly 90% of people think it is important to save for both pensions and care needs in later life, but while half have pension savings, only 16% are saving anything for care - reform is needed.


Care has always been the 'poor relation' - Government must act now
29 June 2011
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Ros warns that Dilnot's recommendations for a cap on care costs need to be taken seriously and Government must improve funding for care before the crisis becomes a catastrophe.


Care is too important to be allowed to limp off the political agenda
27 June 2011
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Press Release calling for the Government to take care reform seriously, with a cross-party agreement on future improvements to care funding.


We must grasp reform recommendations quickly
27 June 2011
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Press Release calling for Government to take Dilnot's recommendations seriously and act quickly to reform long-term care funding.


The reality is that we can't get good care on the cheap
2 June 2011
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Ros wrote a blog for the Telegraph website commenting on the crisis in our care system, with tales of elderly neglect and care homes facing closure, and calling for improved care funding.


Britain's Care Crisis is a catastrophe in the making
1 June 2011
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Press Release calling for proper protection of care home residents in the wake of upheavals and Southern Cross and better funding for long-term care.



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